| version | 2.0.0 |
| name | loan-calculator |
| description | 贷款计算器。等额本息/等额本金计算、方案对比、提前还款分析、贷款能力评估、还款计划表、再融资分析。Loan calculator with equal installment/principal, comparison, prepayment analysis, affordability, schedule. |
| author | BytesAgain |
| homepage | https://bytesagain.com |
| source | https://github.com/bytesagain/ai-skills |
loan-calculator
贷款计算器。等额本息/等额本金计算、方案对比、提前还款分析、贷款能力评估、还款计划表、再融资分析。Loan calculator with equal installment/principal, comparison, prepayment analysis, affordability, schedule, refinance.
如何使用
- 选择你需要的功能命令
- 输入你的具体需求描述
- 获取专业的输出结果
- 根据需要调整和完善
命令列表
| 命令 | 功能 |
|---|
calculate | calculate |
compare | compare |
prepay | prepay |
afford | afford |
schedule | schedule |
refinance | refinance |
help | help |
专业建议
calculate 默认使用等额本息（月供固定），加 equal-principal 切换等额本金afford 按月收入的40%计算最大月供，保守安全- 等额本息**：每月还款相同，前期利息多，适合收入稳定者
- 等额本金**：每月递减，总利息少，适合收入较高者
- 贷款前1/3时间提前还款最划算（利息占比大）
loan-calculator by BytesAgain
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Examples
loan-calculator help
loan-calculator run
Commands
Run loan-calculator help to see all available commands.
