| name | just-fucking-cancel |
| version | 1.2.0 |
| description | Find and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and provides cancel URLs. CSV-based analysis with optional Plaid integration for ClawdBot users. |
| author | ClawdBot |
| attribution | Originally created by rohunvora (https://github.com/rohunvora/just-fucking-cancel) |
| category | finance |
| tags | ["subscriptions","cancel","money-saving","finance","budgeting","recurring-charges","personal-finance"] |
| env | [{"name":"PLAID_CLIENT_ID","description":"Plaid client ID for transaction access (optional - only needed for Plaid integration)","required":false},{"name":"PLAID_SECRET","description":"Plaid secret key (optional - only needed for Plaid integration)","required":false},{"name":"PLAID_ACCESS_TOKEN","description":"User's Plaid access token for their connected bank account (optional)","required":false}] |
| triggers | ["cancel subscriptions","audit subscriptions","find recurring charges","what am I paying for","subscription cleanup","save money"] |
Just Fucking Cancel
Analyze transactions, categorize subscriptions, generate HTML audit, help cancel.
How It Works
This skill analyzes your transaction history to find recurring charges (subscriptions), helps you categorize them, and provides direct cancel URLs. No automated cancellation - you control every action.
Transaction Data → Pattern Detection → User Categorization → HTML Audit → Cancel URLs
Triggers
- "cancel subscriptions", "audit subscriptions"
- "find recurring charges", "what am I paying for"
- "subscription audit", "clean up subscriptions"
Data Sources
Option A: CSV Upload (Recommended - Fully Local)
Upload a transaction CSV from your bank. All processing happens locally - no data leaves your machine.
Supported formats:
- Apple Card: Wallet → Card Balance → Export
- Chase: Accounts → Download activity → CSV
- Amex: Statements & Activity → Download → CSV
- Citi: Account Details → Download Transactions
- Bank of America: Activity → Download → CSV
- Capital One: Transactions → Download
- Mint / Copilot: Transactions → Export
Option B: Plaid Integration (ClawdBot Only)
If you have ClawdBot with Plaid connected, transactions can be pulled automatically.
Important: This requires Plaid credentials and sends data to Plaid's servers:
PLAID_CLIENT_ID - Your Plaid client IDPLAID_SECRET - Your Plaid secret keyPLAID_ACCESS_TOKEN - Access token for the bank connection
Privacy note: When using Plaid, transaction data is transmitted to Plaid's API. CSV analysis is fully local.
Workflow
1. Get Transactions
- CSV: User uploads file, analyzed locally
- Plaid: Pull last 6-12 months via API (requires credentials)
2. Analyze Recurring Charges
- Detect same merchant, similar amounts, monthly/annual patterns
- Flag subscription-like charges (streaming, SaaS, memberships)
- Calculate charge frequency and total annual cost
3. Categorize with User
For each subscription, ask user to categorize:
