openclawpersonalfinance

Fetches financial data from all external APIs (Plaid, SnapTrade, Finnhub, SEC EDGAR) and populates the local ClawFinance PostgreSQL database. Runs on scheduled cron jobs or when manually triggered. Use for: syncing bank transactions, updating portfolio holdings, refreshing news and filings. NOT for: answering financial questions (those go to specialist agents).

Analyzes investment portfolio performance, identifies rebalancing needs, finds tax-loss harvesting opportunities, tracks asset allocation, and generates portfolio insights. Uses deterministic Python scripts for all calculations. Use for: portfolio questions, stock performance, allocation drift, tax-loss harvesting, dividend tracking, concentration risk. NOT for: spending/budgets (skill-budget), tax filing (skill-tax), or company research (skill-research).

Deep company research combining SEC filings, financial data, Twitter sentiment, alternative data signals, and AI synthesis. Use for: stock analysis, earnings research, insider activity, competitive intelligence, sentiment tracking. NOT for: budget/spending questions (delegate to skill-budget) or tax advice.

Handles tax document ingestion, liability estimation, deduction tracking, and withholding analysis. Uses Azure Document Intelligence for OCR and deterministic Python scripts for all tax math. Use for: tax questions, document upload processing, estimated quarterly payments, deduction hunting, withholding checks. NOT for: investment tax-loss harvesting (skill-investment).

Analyzes spending patterns, categorizes transactions, tracks budgets, and identifies savings opportunities. Uses deterministic Python scripts for all calculations. Use for: spending questions, budget tracking, recurring charges, category breakdowns, month-over-month comparisons, overspending alerts. NOT for: portfolio analysis, tax questions, or market data (delegate those).

The ClawFinance lead agent. Routes user financial questions to the right specialist sub-agent, generates weekly summaries, and manages the proactive insight pipeline. This is the ONLY agent that talks directly to the user. Use for: net worth questions, general financial advice, weekly reports, triggering data syncs, insight triage. NOT for: direct API calls to banks or brokerages (delegate those to sub-agents).