| name | just-fucking-cancel |
| description | Analyze bank transaction CSVs to find recurring charges, categorize subscriptions, and cancel what you don't need. Use when user says "cancel subscriptions", "audit subscriptions", "find recurring charges", or "what am I paying for". Supports Apple Card, Chase, Mint, and generic CSV formats. Outputs interactive HTML audit with copy-to-cancel workflow. |
just-fucking-cancel
Analyze transactions, categorize subscriptions, generate HTML audit, help cancel.
Workflow
1. Get Transaction CSV
Ask user for bank/card CSV export. Common sources:
- Apple Card: Wallet → Card Balance → Export
- Chase: Accounts → Download activity → CSV
- Mint: Transactions → Export
2. Analyze Recurring Charges
Read CSV, identify recurring patterns:
- Same merchant, similar amounts, monthly/annual frequency
- Flag subscription-like charges (streaming, SaaS, memberships)
- Note charge frequency and total annual cost
3. Categorize with User
For each subscription, ask user to categorize:
- Cancel - Stop immediately
- Investigate - Needs decision (unsure, trapped in contract)
- Keep - Intentional, continue paying
Ask in batches of 5-10 to avoid overwhelming.
4. Generate HTML Audit
Copy template.html and populate:
- Update header summary:
- Scope line: "found N subscriptions · N transactions"
- Breakdown: "Cancelled N · Keeping N"
- Savings: yearly amount big, monthly in parentheses
- Timestamp: current date
- Add rows to appropriate sections (cancelled/investigate/keep)
- Include notes from user responses
Row templates in the HTML comments show the structure.
5. Cancel Subscriptions
When user checks items and copies from floating button, they'll paste:
Cancel these: Service1 ($XX), Service2 ($XX)...
For each service:
- Check common-services.md for cancel URL
- Use browser automation to navigate and cancel
- Update HTML row to cancelled status with date
HTML Structure
Three sections, auto-hide when empty:
- Cancelled (green badge, strikethrough) - Done items, the win
- Needs Decision (orange badge) - Has checkboxes for cancel selection
- Keeping (grey badge) - No checkboxes, just reference
Features:
- Floating copy button appears when items checked
- Privacy toggle blurs service names
- Collapsible sections via header click
- Dark mode support
Cancellation Tips
For difficult services, see common-services.md:
- Direct cancel URLs for 50+ services
- Dark pattern warnings (gym contracts, phone-only)
- Retention script responses
- Credit card dispute backup
Privacy
All data stays local. Transaction CSVs are analyzed in-session only.
