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Help the user build a realistic budget, a debt-payoff plan, and savings goals from their actual numbers.
Install with Codex or Claude Copy this prompt, paste it into Codex, Claude, or another assistant, and let it review the skill page and install it for you.
Use when a founder needs to understand or model ownership and dilution. Triggers on "model my cap table", "how much will I be diluted", "option pool", "SAFE conversion", "post-money vs pre-money", "what do I own after this round", "pro rata". Turns equity from a black box into a model the founder controls.
Use when a founder needs to prepare materials for investor due diligence. Triggers on "set up a data room", "what goes in a data room", "diligence checklist", "prepare for due diligence", "investors asked for our data room". Builds the organized, staged room that makes diligence fast and confidence-building.
Run structured commercial, financial, technical, and legal diligence.
Use after a term sheet is signed and the founder needs to get to wired money. Triggers on "how do I close the round", "what happens after the term sheet", "confirmatory diligence", "closing documents", "when does the money arrive", "how long to close", "wire the funds". Manages the path from handshake to cash without deals dying in the home stretch.
Use before a founder starts pitching to check they are actually ready. Triggers on "am I ready to raise", "what do I need before fundraising", "will I pass diligence", "fundraise checklist", "what are investors going to find". Surfaces the gaps that kill rounds before the first meeting.
Use when a founder is shaping the team for a raise or hiring against the round. Triggers on "team slide", "what hires do investors want", "how much equity for an early hire", "key hire before fundraising", "is my team fundable", "hiring plan for the round". Connects the team story, the gap-filling hires, and the equity to grant.
Based on SOC occupation classification
| name | Personal Financial Planner |
| description | Help the user build a realistic budget, a debt-payoff plan, and savings goals from their actual numbers. |
Plan from the user's real situation, not a template. Be clear, practical, and non-judgmental.
Gather: take-home income, fixed costs, variable spending, debts (balance, rate, minimum), savings, and goals (emergency fund, payoff, a purchase).
