aave-agentic-wallet

name	aave-agentic-wallet
description	Use when interacting with Aave V3 protocol (supply, borrow, repay, withdraw, check positions, fetch investment opportunities) via the agentic-wallet MCP. Covers reserve APY fetching, calldata encoding, permission setup, approve+action batching, and health factor monitoring.

Aave V3 via Agentic Wallet

Overview

Aave V3 interactions require ABI-encoded calldata passed to the agentic-wallet MCP tools. The wallet handles signing and submission — you encode the call and specify the Pool address as to.

Transaction tools:

• execute_tx / execute_batch_tx — Autonomous execution using session permissions (requires grant_permissions first)
• send_tx — One-time user-approved transaction (user signs via URL, no session needed)

Key constraint: ERC-20 operations (supply, repay) require a prior approve to the Pool. Always batch these atomically with execute_batch_tx.

---

CLI Scripts

All scripts run via:

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js <subcommand> [options]

Standalone usage (not as a plugin): run from the repository root with node dist/skills/aave-agentic-wallet/aave.js <subcommand> [options]

opportunities

Fetch and rank supply/borrow APYs across one or all Aave V3 networks.

# All networks
node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js opportunities --network all

# Single network
node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js opportunities --network arbitrum

position

Show health factor, collateral, and debt for a wallet on a given network.

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js position \
  --wallet 0xYourWalletAddress \
  --network arbitrum

grant-permissions

Print the parameters to pass to the grant_permissions MCP tool. Covers approve, supply, borrow, repay, and withdraw for a given token.

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js grant-permissions \
  --wallet 0xYourWalletAddress \
  --network arbitrum \
  --token 0xaf88d065e77c8cc2239327c5edb3a432268e5831 \
  --limit 1000000000 \
  --expiry-hours 24

supply

Print the parameters to pass to execute_batch_tx (approve + supply).

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js supply \
  --wallet 0xYourWalletAddress \
  --network arbitrum \
  --asset 0xaf88d065e77c8cc2239327c5edb3a432268e5831 \
  --amount 100

borrow

Print the parameters to pass to execute_tx (borrow).

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js borrow \
  --wallet 0xYourWalletAddress \
  --network arbitrum \
  --asset 0xaf88d065e77c8cc2239327c5edb3a432268e5831 \
  --amount 50

repay

Print the parameters to pass to execute_batch_tx (approve + repay). Use --amount max to repay full debt.

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js repay \
  --wallet 0xYourWalletAddress \
  --network arbitrum \
  --asset 0xaf88d065e77c8cc2239327c5edb3a432268e5831 \
  --amount max

withdraw

Print the parameters to pass to execute_tx (withdraw). Use --amount max to withdraw full balance.

node ${CLAUDE_PLUGIN_DATA}/dist/skills/aave-agentic-wallet/aave.js withdraw \
  --wallet 0xYourWalletAddress \
  --network arbitrum \
  --asset 0xaf88d065e77c8cc2239327c5edb3a432268e5831 \
  --amount max

---

Pool Contract Addresses (V3)

Network	Pool Address
Ethereum	0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2
Arbitrum	0x794a61358D6845594F94dc1DB02A252b5b4814aD
Optimism	0x794a61358D6845594F94dc1DB02A252b5b4814aD
Polygon	0x794a61358D6845594F94dc1DB02A252b5b4814aD
Base	0xA238Dd80C259a72e81d7e4664a9801593F98d1c5
Avalanche	0x794a61358D6845594F94dc1DB02A252b5b4814aD

Canonical source: https://aave.com/docs/resources/addresses and the Aave Address Book

Interest rate mode: Always 2 (variable). Stable rate (1) is deprecated.

---

ABI Encoding (viem)

All calldata uses encodeFunctionData from viem:

import { encodeFunctionData, parseUnits, maxUint256 } from "viem";

const POOL = "0x794a61358D6845594F94dc1DB02A252b5b4814aD"; // Arbitrum
const USDC = "0xaf88d065e77c8cc2239327c5edb3a432268e5831";
const userAddress = "0xYourWalletAddress";
const amount = parseUnits("100", 6); // 100 USDC (6 decimals)

---

Core Operations

Supply (deposit collateral)

Requires: approve(Pool, amount) + supply(asset, amount, onBehalfOf, 0)

// Step 1: approve
const approveTx = {
  to: USDC,
  data: encodeFunctionData({
    abi: [{ name: "approve", type: "function", inputs: [
      { name: "spender", type: "address" },
      { name: "amount", type: "uint256" }
    ], outputs: [{ type: "bool" }] }],
    functionName: "approve",
    args: [POOL, amount],
  }),
  value: "0x0",
};

// Step 2: supply
const supplyTx = {
  to: POOL,
  data: encodeFunctionData({
    abi: [{ name: "supply", type: "function", inputs: [
      { name: "asset", type: "address" },
      { name: "amount", type: "uint256" },
      { name: "onBehalfOf", type: "address" },
      { name: "referralCode", type: "uint16" }
    ], outputs: [] }],
    functionName: "supply",
    args: [USDC, amount, userAddress, 0],
  }),
  value: "0x0",
};

// Send atomically — get sessionId from list_wallets
await execute_batch_tx({ sessionId: "<from list_wallets>", calls: [approveTx, supplyTx], feeToken: USDC });

Borrow

No prior approval needed. Pool pulls nothing — it sends tokens to you.

const borrowTx = {
  to: POOL,
  data: encodeFunctionData({
    abi: [{ name: "borrow", type: "function", inputs: [
      { name: "asset", type: "address" },
      { name: "amount", type: "uint256" },
      { name: "interestRateMode", type: "uint256" },
      { name: "referralCode", type: "uint16" },
      { name: "onBehalfOf", type: "address" }
    ], outputs: [] }],
    functionName: "borrow",
    args: [USDC, amount, 2n, 0, userAddress],
  }),
  value: "0x0",
};

// Get sessionId from list_wallets
await execute_tx({ sessionId: "<from list_wallets>", to: POOL, data: borrowTx.data, value: "0x0", feeToken: USDC });

Repay

Requires: approve(Pool, amount) + repay(asset, amount, 2, onBehalfOf)

Use maxUint256 as amount to repay the full debt:

const repayAmount = maxUint256; // or exact amount in wei

const approveTx = {
  to: USDC,
  data: encodeFunctionData({
    abi: [{ name: "approve", type: "function", inputs: [
      { name: "spender", type: "address" },
      { name: "amount", type: "uint256" }
    ], outputs: [{ type: "bool" }] }],
    functionName: "approve",
    args: [POOL, repayAmount],
  }),
  value: "0x0",
};

const repayTx = {
  to: POOL,
  data: encodeFunctionData({
    abi: [{ name: "repay", type: "function", inputs: [
      { name: "asset", type: "address" },
      { name: "amount", type: "uint256" },
      { name: "interestRateMode", type: "uint256" },
      { name: "onBehalfOf", type: "address" }
    ], outputs: [{ name: "", type: "uint256" }] }],
    functionName: "repay",
    args: [USDC, repayAmount, 2n, userAddress],
  }),
  value: "0x0",
};

// Get sessionId from list_wallets
await execute_batch_tx({ sessionId: "<from list_wallets>", calls: [approveTx, repayTx], feeToken: USDC });

Withdraw

No approval needed. Use maxUint256 to withdraw entire balance.

const withdrawTx = {
  to: POOL,
  data: encodeFunctionData({
    abi: [{ name: "withdraw", type: "function", inputs: [
      { name: "asset", type: "address" },
      { name: "amount", type: "uint256" },
      { name: "to", type: "address" }
    ], outputs: [{ name: "", type: "uint256" }] }],
    functionName: "withdraw",
    args: [USDC, maxUint256, userAddress],
  }),
  value: "0x0",
};

// Get sessionId from list_wallets
await execute_tx({ sessionId: "<from list_wallets>", to: POOL, data: withdrawTx.data, value: "0x0", feeToken: USDC });

---

Fetching Investment Opportunities

Use UiPoolDataProvider.getReservesData() — a single read call returning all reserves with live APYs, liquidity, and collateral parameters. No wallet or transaction needed.

Key Contracts

Network	UiPoolDataProvider	PoolAddressesProvider
Ethereum	0x56b7A1012765C285afAC8b8F25C69Bf10ccfE978	0x2f39d218133AFaB8F2B819B1066c7E434Ad94E9e
Arbitrum	0x145dE30c929a065582da84Cf96F88460dB9C4b9C	0xa97684ead0e402dC232d5A977953DF7ECBaB3CDb
Optimism	0xbd83DdBE37fc91923d59C8c1E0bDe0CccCa332d5	0xa97684ead0e402dC232d5A977953DF7ECBaB3CDb
Base	0x5d4D4007A4c6336550DdAa2a7c0d5e7972eebd16	0xe20fCBdBfFC4Dd138cE8b2E6FBb6CB49777ad64B
Polygon	0xC69728f11E9E6127733751c8410432913123acf1	0xa97684ead0e402dC232d5A977953DF7ECBaB3CDb

Canonical source: Aave Address Book

Example: Fetch & Rank Opportunities

import { createPublicClient, http, formatUnits } from "viem";
import { arbitrum } from "viem/chains";

const UI_POOL_DATA_PROVIDER = "0x145dE30c929a065582da84Cf96F88460dB9C4b9C";
const POOL_ADDRESSES_PROVIDER = "0xa97684ead0e402dC232d5A977953DF7ECBaB3CDb";
const RAY = 1e27;
const SECONDS_PER_YEAR = 31536000;

const client = createPublicClient({ chain: arbitrum, transport: http() });

const [reserves] = await client.readContract({
  address: UI_POOL_DATA_PROVIDER,
  abi: [{
    name: "getReservesData",
    type: "function",
    stateMutability: "view",
    inputs: [{ name: "provider", type: "address" }],
    outputs: [
      {
        name: "",
        type: "tuple[]",
        components: [
          { name: "underlyingAsset", type: "address" },
          { name: "name", type: "string" },
          { name: "symbol", type: "string" },
          { name: "decimals", type: "uint256" },
          { name: "baseLTVasCollateral", type: "uint256" },
          { name: "reserveLiquidationThreshold", type: "uint256" },
          { name: "reserveLiquidationBonus", type: "uint256" },
          { name: "reserveFactor", type: "uint256" },
          { name: "usageAsCollateralEnabled", type: "bool" },
          { name: "borrowingEnabled", type: "bool" },
          { name: "isActive", type: "bool" },
          { name: "isFrozen", type: "bool" },
          { name: "liquidityIndex", type: "uint128" },
          { name: "variableBorrowIndex", type: "uint128" },
          { name: "liquidityRate", type: "uint128" },      // supply APY (ray)
          { name: "variableBorrowRate", type: "uint128" }, // borrow APY (ray)
          { name: "availableLiquidity", type: "uint256" },
          { name: "totalScaledVariableDebt", type: "uint256" },
          { name: "priceInMarketReferenceCurrency", type: "uint256" },
          { name: "priceOracle", type: "address" },
          { name: "variableRateSlope1", type: "uint256" },
          { name: "variableRateSlope2", type: "uint256" },
          { name: "baseVariableBorrowRate", type: "uint256" },
          { name: "optimalUsageRatio", type: "uint256" },
          { name: "isPaused", type: "bool" },
          { name: "isSiloedBorrowing", type: "bool" },
          { name: "accruedToTreasury", type: "uint256" },
          { name: "unbacked", type: "uint256" },
          { name: "isolationModeTotalDebt", type: "uint256" },
          { name: "debtCeilingDecimals", type: "uint256" },
          { name: "debtCeiling", type: "uint256" },
          { name: "borrowCap", type: "uint256" },
          { name: "supplyCap", type: "uint256" },
          { name: "eModeCategoryId", type: "uint8" },
          { name: "borrowableInIsolation", type: "bool" },
          { name: "flashLoanEnabled", type: "bool" },
        ],
      },
      { name: "", type: "tuple", components: [] }, // base currency info (ignore)
    ],
  }],
  functionName: "getReservesData",
  args: [POOL_ADDRESSES_PROVIDER],
});

// Convert ray rate to APY %
const rayToApy = (rate: bigint) => (Number(rate) / RAY) * 100;

// Filter active, non-frozen, and rank by supply APY
const opportunities = reserves
  .filter(r => r.isActive && !r.isFrozen && !r.isPaused)
  .map(r => ({
    symbol: r.symbol,
    asset: r.underlyingAsset,
    supplyApy: rayToApy(r.liquidityRate).toFixed(2) + "%",
    borrowApy: rayToApy(r.variableBorrowRate).toFixed(2) + "%",
    availableLiquidity: formatUnits(r.availableLiquidity, Number(r.decimals)),
    canBeCollateral: r.usageAsCollateralEnabled,
    ltv: (Number(r.baseLTVasCollateral) / 100).toFixed(0) + "%",
    liquidationThreshold: (Number(r.reserveLiquidationThreshold) / 100).toFixed(0) + "%",
  }))
  .sort((a, b) => parseFloat(b.supplyApy) - parseFloat(a.supplyApy));

// Present to user
console.table(opportunities);

How to Present to the User

After fetching, summarize as a ranked list:

Top Supply Opportunities on Arbitrum:
1. USDC  — Supply APY: 8.2% | Borrow APY: 10.1% | Collateral: Yes (LTV 77%)
2. USDT  — Supply APY: 7.9% | Borrow APY:  9.8% | Collateral: No
3. WETH  — Supply APY: 2.1% | Borrow APY:  2.9% | Collateral: Yes (LTV 80%)
...

Then ask the user which asset they want to supply and how much.

APY Note

liquidityRate is in ray units (1e27). A simple linear approximation (rate / 1e27 * 100) is accurate enough for display. For compound APY: (1 + rate/RAY/SECONDS_PER_YEAR)^SECONDS_PER_YEAR - 1.

---

Checking Position Health

Use getUserAccountData to read position before/after operations:

import { createPublicClient, http } from "viem";
import { arbitrum } from "viem/chains";

const client = createPublicClient({ chain: arbitrum, transport: http() });

const [
  totalCollateralBase,
  totalDebtBase,
  availableBorrowsBase,
  currentLiquidationThreshold,
  ltv,
  healthFactor,
] = await client.readContract({
  address: POOL,
  abi: [{ name: "getUserAccountData", type: "function", stateMutability: "view",
    inputs: [{ name: "user", type: "address" }],
    outputs: [
      { name: "totalCollateralBase", type: "uint256" },
      { name: "totalDebtBase", type: "uint256" },
      { name: "availableBorrowsBase", type: "uint256" },
      { name: "currentLiquidationThreshold", type: "uint256" },
      { name: "ltv", type: "uint256" },
      { name: "healthFactor", type: "uint256" },
    ]
  }],
  functionName: "getUserAccountData",
  args: [userAddress],
});

// healthFactor is in 1e18 units — safe when > 1.5e18, liquidation risk when < 1.1e18
const hfFormatted = Number(healthFactor) / 1e18;

---

Permissions Setup

Request permissions that cover the operations you need. Always include the fee token in spend permissions.

// Example: grant permissions for supply + borrow on Arbitrum
await grant_permissions({
  chainId: 42161,
  description: "Aave V3 operations on Arbitrum",
  calls: [
    { to: USDC, signature: "approve(address,uint256)", label: "Approve USDC" },
    { to: POOL, signature: "supply(address,uint256,address,uint16)", label: "Supply to Aave" },
    { to: POOL, signature: "borrow(address,uint256,uint256,uint16,address)", label: "Borrow from Aave" },
    { to: POOL, signature: "repay(address,uint256,uint256,address)", label: "Repay Aave debt" },
    { to: POOL, signature: "withdraw(address,uint256,address)", label: "Withdraw from Aave" },
  ],
  spend: [
    { token: USDC, limit: "1000000000", period: "day", label: "USDC spend" }, // 1000 USDC/day
  ],
  expiry: 86400, // 24 hours (duration in seconds from now)
});

---

Workflow

1. Check wallet → list_wallets (no params) — returns wallet address and all sessions with sessionId, description, chainId, permissions
2. Create wallet → create_wallet() — chainId and description are required when granting permissions at creation
3. Discover fee tokens → supported_gas_tokens({ chainId }) — chainId is required (get it from supported_chains)
4. Grant permissions → grant_permissions({ chainId, description, calls, spend, expiry }) — creates a new session. Include Pool calls + token spend limits (include fee token in spend). Suggest a description and confirm with the user before calling.
5. Select session → use list_wallets to find the right sessionId based on description/permissions for the operation
6. Check permissions → check_permissions({ sessionId, to, feeToken }) before sending — data and value are optional
7. Encode calldata → use viem encodeFunctionData
8. Send → execute_batch_tx({ sessionId, calls, feeToken }) for approve+action, execute_tx({ sessionId, to, feeToken }) for borrow/withdraw
9. Verify position → call getUserAccountData on-chain
10. Revoke session (optional) → revoke_session({ sessionId }) — revokes a specific session, others remain active

---

Common Mistakes

Mistake	Fix
Forgetting approve before supply/repay	Always batch approve+action with execute_batch_tx
Using interest rate mode 1 (stable)	Always use 2 (variable); stable is deprecated
healthFactor < 1e18 after borrow	Check availableBorrowsBase before borrowing
Wrong token decimals	USDC/USDT = 6, WETH/WBTC = 18/8 — use parseUnits
Insufficient spend permission	Include both the asset AND the fee token in spend permissions
Not scoping Pool address in calls	Specify to: POOL to keep permissions minimal