FDU-INS/Insurance-Skills - Page 7

insurance-copywriter

当需要撰写保险产品介绍、营销材料、客户教育内容时使用。触发场景：保险产品文案、营销邮件、科普文章、社媒内容。当用户提到"保险文案"、"保险营销"、"保险科普"、"insurance content"时应触发此技能。

Source text: Chinese

insurance-correspondence-summarization

Produces structured summaries of insurance claims correspondence including coverage letters, reservation of rights (ROR), denial letters, and claim file documents. Extracts policy details, coverage positions, claims chronology, settlement posture, and…

insurance-coverage

Provides information about insurance coverage options and details.

insurance-coverage-summary

Retrieves and analyzes FHIR Coverage and Organization resources to produce a structured insurance summary with coordination of benefits analysis. Use when user asks to "check insurance", "coverage details", "verify coverage", "insurance summary", "what plan…

insurance-customer-experience

Design insurance customer experience. TRIGGERS - Use when user needs help with insurance-customer-experience related tasks.

insurance-data-analytics

Design insurance data analytics. TRIGGERS - Use when user needs help with insurance-data-analytics related tasks.

insurance-digital-strategy

Design digital insurance strategies. TRIGGERS - Use when user needs help with insurance-digital-strategy related tasks.

insurance-domain

Use when modifying domain/models/, domain/services/, adaptor/llm/, or any business logic involving insurance terms, coverages, or risk rules. Also use when adding new fields, endorsements, or coverage types.

insurance-e-and-o-prevention

Design E&O prevention programs. TRIGGERS - Use when user needs help with insurance-e-and-o-prevention related tasks.

insurance-emerging-value

Valuation criteria for emerging market insurance stocks. P/B 0.5-1.0x with 30-50% EM discount, combined ratio targets, and China vs India market comparisons.

insurance-expert

Expert-level insurance systems, underwriting, claims processing, actuarial analysis, risk assessment, and insurtech solutions

insurance-general-developed-growth

Valuation criteria for developed market growth general insurance stocks. Combined Ratio improvement trajectory, premium growth 7-10% YoY, expense ratio decline, and retention rate targets.

insurance-general-developed-value

Valuation criteria for developed market value general insurance stocks. P/B 0.7-1.5x, Combined Ratio <100%, investment yield benchmarks, and dividend sustainability assessment.

insurance-life-developed-value

Valuation criteria for developed market life insurance using Embedded Value (EV) methodology. EV Multiple 0.6-1.0x, PVFP + ANAV calculation, and why P/E is unreliable for life insurers.

insurance-loss-control

Design loss control programs. TRIGGERS - Use when user needs help with insurance-loss-control related tasks.

insurance-mail-triage

Triage long email threads for an insurance context, identify the most recent actionable message, extract key context, infer intent (e.g., missing documents, follow-up/reminder, payment, status), and decide whether to reply or take further action.

insurance-market-submission

Write market submissions. TRIGGERS - Use when user needs help with insurance-market-submission related tasks.

insurance-marketing-plan

Create marketing plans for insurance agencies. TRIGGERS - Use when user needs help with insurance-marketing-plan related tasks.

insurance-needs-analysis

Conduct insurance needs analysis with gap identification. TRIGGERS - Use when user needs help with insurance-needs-analysis related tasks.

insurance-newsletter

Write insurance agency newsletters with tips and updates. TRIGGERS - Use when user needs help with insurance-newsletter related tasks.

insurance-onboarding-client

Design client onboarding for insurance. TRIGGERS - Use when user needs help with insurance-onboarding-client related tasks.

insurance-optimizer

Review insurance coverage and find opportunities to optimize premiums and reduce gaps.

insurance-perpetuation-plan

Design agency perpetuation plans. TRIGGERS - Use when user needs help with insurance-perpetuation-plan related tasks.

insurance-plan-analyzer

Analyzes and compares health insurance plans (individual vs group), calculates costs, verifies networks, and generates formatted comparison reports for decision-making

insurance-policy-review

Conduct policy reviews. TRIGGERS - Use when user needs help with insurance-policy-review related tasks.

insurance-policy-summary

Produces structured, citation-backed summaries of U.S. insurance policies, endorsements, claims files, and coverage correspondence for coverage analysis and insurance litigation. Use when summarizing policies, declarations, claims files, reservation-of-rights…

insurance-producer-training

Design producer training programs. TRIGGERS - Use when user needs help with insurance-producer-training related tasks.

insurance-product-design

Design insurance products with coverage and pricing. TRIGGERS - Use when user needs help with insurance-product-design related tasks.

insurance-product-review

Review the insurance product design, payout terms, and pricing assumptions for viability and profitability. Use when critiquing thesis, economics, risk controls, underwriting assumptions, premium strategy, and solvency posture of this vehicle insurance…

insurance-proposal-writer

Write insurance proposals for commercial accounts. TRIGGERS - Use when user needs help with insurance-proposal-writer related tasks.

insurance-renewal-processor

Processes insurance renewal documentation for brokers and underwriters. Extracts policy details, compares renewal terms against expiring policies, identifies coverage gaps, and generates renewal summaries with premium comparisons and recommendation narratives.

insurance-review-personal

Review personal insurance. TRIGGERS - Use when user needs help with insurance-review-personal related tasks.

insurance-review

Review business insurance coverage for adequacy. TRIGGERS - Use when user needs help with insurance-review related tasks.

insurance-risk-manager

Insurance program review, coverage adequacy testing, contractor insurance verification, builder's risk/OCIP/CCIP evaluation, and property tax escrow management for AM, PM, and Development.

insurance-risk-placement

Guide risk placement strategies. TRIGGERS - Use when user needs help with insurance-risk-placement related tasks.

insurance

Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy details, list recorded policies, track renewal dates, log claim events, or summarize insurance records.…

insurance-social-media

Create social media strategies for insurance agencies. TRIGGERS - Use when user needs help with insurance-social-media related tasks.

insurance-specialist

US Insurance Specialist for life, disability, long-term care, and annuity planning. Conducts needs analysis, compares policy types (term, whole life, universal, variable), explains underwriting classes, recommends benefit amounts and riders, analyzes…

insurance-tech-stack

Recommend technology stacks for modern insurance agencies. TRIGGERS - Use when user needs help with insurance-tech-stack related tasks.

insurance-technology-plan

Plan insurance technology adoption. TRIGGERS - Use when user needs help with insurance-technology-plan related tasks.