ledgr-net-worth-tracking

name	ledgr:net-worth-tracking
description	Analyze net worth trends, break down by asset type, and highlight largest changes
version	1.0.0
tools	["get_account_summary","get_dashboard_summary","list_accounts","show_financial_dashboard"]

Net Worth Tracking

When to use

Use when the user asks about net worth, wealth tracking, asset breakdown, or financial progress over time. Trigger phrases: "net worth", "how much am I worth", "asset breakdown", "financial progress".

Steps

1. Get account summary. Call get_account_summary for aggregate totals (assets, liabilities, net worth).

2. Get dashboard summary. Call get_dashboard_summary for monthly income/expense context.

3. Get account details. Call list_accounts to break down by account type and institution.

4. Group accounts by type:

   • Liquid (checking, savings)
   • Investments (investment, brokerage, retirement)
   • Property (if any)
   • Liabilities (credit card, loan, mortgage)

5. Calculate composition:

   • Each group's total and percentage of gross assets or total liabilities
   • Largest single account contribution

6. Show the visual. Call show_financial_dashboard with view: "net-worth-trend".

7. Present the summary. Structure:

   • Net worth: [amountDisplay]
   • Assets: [amountDisplay] | Liabilities: [amountDisplay]
   • Breakdown by type group with percentages
   • Monthly context: "Earning [incomeDisplay], spending [expensesDisplay], saving [netDisplay]/month"
   • Largest accounts by balance

Important

• Always use amountDisplay fields for presenting money to the user.
• Do not store or cache any financial data beyond this conversation.
• Net worth can be negative — handle this gracefully in the narrative.