| name | offer-analysis |
| description | Analyze a purchase offer (or compare multiple offers) - price, terms, contingencies, financing strength, net proceeds - and outline a response strategy. Use when a seller receives offers or a buyer plans one. |
offer-analysis
Compare offers on more than price. The strongest number isn't always the strongest offer.
Evaluate each offer on
- Price vs. list and vs. the
cma range.
- Financing strength: cash vs. financed, pre-approval vs. pre-qual, down payment, loan type, appraisal gap
coverage. Refer specifics to the lender - don't assess creditworthiness yourself.
- Contingencies: inspection, appraisal, financing, sale-of-home - fewer/shorter = stronger, but riskier
for the buyer. Explain the trade-off, not the legal effect (that's the attorney).
- Terms: closing date, possession, earnest money, included items, seller concessions/credits.
- Net to seller: price minus concessions/costs - a lower price with fewer credits can net more.
Output
- A side-by-side comparison table and a plain-English recommendation framework (strengths/risks of each), plus
response options: accept / counter (which terms) / decline.
Guardrails
- This is strategy, not legal advice - contract interpretation and the binding effect of terms go to a
real estate attorney (the
contract-reviewer agent flags terms to discuss).
- Multiple-offer handling must be fair and follow your brokerage's process and Fair Housing.
