polymer-pay-didit

name	polymer-pay-didit
description	All-in-one identity platform for identity verification, AML screening, email and phone verification, and database validation.
endpoints	[{"path":"/v3/aml","method":"POST","price":"$0.36","description":"AML screening"},{"path":"/v3/email/send","method":"POST","price":"$0.04","description":"Send email verification"},{"path":"/v3/email/check","method":"POST","price":"Free","description":"Verify email code"},{"path":"/v3/phone/send","method":"POST","price":"$0.30","description":"Send phone verification"},{"path":"/v3/phone/check","method":"POST","price":"Free","description":"Verify phone code"},{"path":"/v3/database-validation","method":"POST","price":"$0.31","description":"Validate identity data"}]
metadata	{"polymer-pay-skill":"🛡️","requires.env":"POLYMER_PAY_API_KEY","requires.primaryEnv":"POLYMER_PAY_API_KEY"}
registries	{}
provider	orthogonal

Didit

The all-in-one identity platform. Powering the fastest identity verification while fighting fraud and unifying all identity checks. Includes AML screening, email/phone verification, and database validation.

Authentication

All requests route through the Polymer Pay proxy. Include your Polymer Pay API key in every request:

{
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  }
}

Base URL: https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit

To get an Polymer Pay API key, sign up at https://my.pay.polymerlabs.org/dashboard/api-keys.

Common Operations

AML Screening

Screen individuals or companies against global watchlists and high-risk databases.

Pricing: $0.36

{
  "url": "https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit/v3/aml",
  "method": "POST",
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  },
  "body": {
    "full_name": "John Doe",
    "entity_type": "person",
    "date_of_birth": "1990-05-15",
    "nationality": "US"
  }
}

Returns match scores, adverse media, and risk assessment.

Send Email Verification Code

Send a one-time verification code to an email address.

Pricing: $0.04

{
  "url": "https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit/v3/email/send",
  "method": "POST",
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  },
  "body": {
    "email": "[e-mail]"
  }
}

Verify Email Code

Verify a code sent to an email address.

Pricing: Free

{
  "url": "https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit/v3/email/check",
  "method": "POST",
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  },
  "body": {
    "email": "[e-mail]",
    "code": "123456"
  }
}

Send Phone Verification Code

Send a one-time verification code to a phone number.

Pricing: $0.30

{
  "url": "https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit/v3/phone/send",
  "method": "POST",
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  },
  "body": {
    "phone_number": "[phone]",
    "options": {
      "preferred_channel": "sms"
    }
  }
}

Verify Phone Code

Verify a one-time code sent to a phone number.

Pricing: Free

{
  "url": "https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit/v3/phone/check",
  "method": "POST",
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  },
  "body": {
    "phone_number": "[phone]",
    "code": "123456"
  }
}

Database Validation

Validate identity data against authoritative national and global sources.

Pricing: $0.31

{
  "url": "https://pay.polymerlabs.org/proxy/https/x402.orth.sh/didit/v3/database-validation",
  "method": "POST",
  "headers": {
    "Content-Type": "application/json",
    "x-polymer-pay-api-key": "{{POLYMER_PAY_API_KEY}}"
  },
  "body": {
    "issuing_state": "USA",
    "validation_type": "two_by_two",
    "identification_number": "123456789",
    "first_name": "John",
    "last_name": "Doe",
    "date_of_birth": "1990-05-15"
  }
}

When to Use

• KYC Compliance: Verify user identities during onboarding
• Fraud Prevention: Screen against AML watchlists
• Account Security: Add email/phone verification to accounts
• Identity Verification: Validate government IDs against databases
• Risk Assessment: Get confidence scores for identity claims

Best Practices

1. Configure Thresholds: Set appropriate approve/review thresholds for AML
2. Include Signals: Pass device signals (IP, user agent) for fraud detection
3. Handle Free Endpoints: Check email endpoints are free but require prior send
4. Review Required Fields: AML requires full_name, other fields improve accuracy
5. For errors — See @skills/polymer-pay-api-errors/SKILL.md for complete error code reference and troubleshooting