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分析和总结小申的消费习惯和消费倾向，基于交易记录数据生成分类统计和占比分析。
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| name | xiaoshen-transactions-analysis |
| description | 分析和总结小申的消费习惯和消费倾向，基于交易记录数据生成分类统计和占比分析。 |
| tags | ["finance","analysis","transactions","consumption"] |
| version | 1.0.0 |
| author | CodeBuddy |
| allowed-tools | null |
| disable | false |
此SKILL用于分析和总结小申的消费习惯和消费倾向，基于交易记录数据生成分类统计和占比分析。
该SKILL通过调用MCP服务获取指定周期内的消费数据，对消费进行分类统计，并输出基于百分比的汇总结果，可渲染为表格形式。
get_transactions_by_user MCP服务获取消费记录yyyy）或按月（yyyy-mm）查询get_transactions_by_user
获取指定用户的消费记录数据
| 参数名 | 类型 | 说明 | 示例值 |
|---|---|---|---|
user_id | string | 用户ID | "user123" |
period | string | 查询周期，支持年或年月格式 | "2025" 或 "2025-01" |
MCP服务返回交易记录数组，每条记录包含以下字段：
[
{
"account_id": 2,
"amount": "14.00",
"date": "2025-12-31",
"desc": "专二",
"from_account_id": null,
"id": 11203,
"item": "咖啡",
"opposite_trans_id": null,
"to_account_id": null,
"type": -1
},
{
"account_id": 1,
"amount": "34.93",
"date": "2025-12-31",
"desc": "都城",
"from_account_id": null,
"id": 11204,
"item": "餐饮",
"opposite_trans_id": null,
"to_account_id": null,
"type": -1
}
]
item: 消费项目类别，用于分类统计amount: 交易金额（字符串格式）date: 交易日期desc: 交易描述type: 交易类型（负数表示支出）account_id: 账户ID检查是否已获取必要的MCP参数：
user_id: 用户标识period: 查询周期当用户未提供足够的MCP参数时，按以下优先级询问：
优先级1: user_id
优先级2: period
询问示例：
item 字段分组输出包含以下内容的汇总报告：
=== 消费汇总分析（2025-01）===
消费类别 | 金额（元） | 占比
--------------|----------|--------
餐饮 | 34.93 | 71.4%
咖啡 | 14.00 | 28.6%
总支出: 48.93 元
记录数: 2 条
amount 字段为字符串格式，需转换为数值进行计算yyyy 和 yyyy-mm 两种周期格式可在实现中添加：