Menu
Calculates itemized state-specific closing costs for mortgage refinance transactions across 10 licensed states, with product-specific fees for Conventional, FHA, FHA Streamline, VA IRRRL, and VA Cash-Out.
Quality-first per-stage model routing AND a pre-flight cost gate for Claude Code dynamic workflows. Use when authoring or running ultracode / dynamic-workflow scripts, spawning subagents, or writing agent() stages — pin the right model and effort on every stage, then estimate cost and confirm with the user before launching. Verify scripts with /ultracost:check.
Use Hermes Tweet when a Claude Code workflow needs a source-aware handoff to Hermes Agent for X/Twitter research, account context, monitoring, or approval-gated actions through the native Hermes Agent plugin.
Design and generate .envelope.json AI agent team definitions — the open standard for multi-agent teams with hierarchy, access policies, human-in-the-loop gates, and cron schedules.
Deploy a free VLESS proxy/VPN node on Cloudflare Pages using edgetunnel. Automates code download, UUID generation, Pages deployment, free domain registration (DNSExit), DNS configuration, custom domain binding, and client setup for Shadowrocket/v2rayN/Clash. Uses Cloudflare Pages (not Workers) because Pages supports CNAME-based custom domains from any DNS provider, avoiding the need to host DNS on Cloudflare.
Access cryptocurrency market data from CoinPaprika: prices, tickers, OHLCV, exchanges, contract lookups for 12,000+ coins and 350+ exchanges. Free tier, no API key needed. Install MCP: add https://mcp.coinpaprika.com/sse as SSE server, or install plugin: /plugin marketplace add coinpaprika/claude-marketplace
Automate Datadog tasks via Rube MCP (Composio): query metrics, search logs, manage monitors/dashboards, create events and downtimes. Always search tools first for current schemas.
| name | closing-costs |
| category | business-finance |
| description | Calculates itemized state-specific closing costs for mortgage refinance transactions across 10 licensed states, with product-specific fees for Conventional, FHA, FHA Streamline, VA IRRRL, and VA Cash-Out. |
Provides itemized estimated closing costs for refinance transactions with state-specific fee schedules, product-specific calculations, and compliance-required disclosures.
| State | Key Taxes/Fees |
|---|---|
| Georgia (GA) | Intangible tax $3.00/$1,000 |
| Alabama (AL) | Mortgage recordation tax $1.50/$1,000 |
| Florida (FL) | Doc stamp $3.50/$1,000 + intangible $2.00/$1,000 |
| Kentucky (KY) | No transfer tax on refinance |
| North Carolina (NC) | Attorney-closing state, no excise tax on refi |
| Oregon (OR) | No mortgage recording tax |
| South Carolina (SC) | Attorney-closing state |
| Tennessee (TN) | Indebtedness tax $1.15/$1,000 |
| Texas (TX) | No mortgage recording tax |
| Utah (UT) | No mortgage tax |
This skill is part of the mortgage plugin. Install via:
/plugin marketplace add lendtrain/mortgage
/plugin install mortgage@mortgage
Full source: github.com/lendtrain/mortgage