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Gives AI agents banking capabilities via the Wise API. Agents can check multi-currency balances, send money, and retrieve account/routing details for receiving payments.
Prerequisites
WISE_API_TOKEN environment variable set to a valid Wise API token
Optional: WISE_PROFILE_ID (defaults to first available profile)
Operations
1. Check Balance
Purpose: Query Wise multi-currency balances for the configured profile.
Inputs:
action: "balance" (required)
currency: Currency code filter, e.g. "USD" (optional — returns all if omitted)
Outputs:
JSON array of balance objects, each with currency, amount, and reservedAmount
{"success":true,"details":[{"currency":"USD","accountHolder":"Your Business Name","accountNumber":"1234567890","routingNumber":"026073150","bankName":"Community Federal Savings Bank"}]}
3. Send Money
Purpose: Initiate a transfer from your Wise balance to a recipient.
Inputs:
action: "send" (required)
sourceCurrency: Source currency code, e.g. "USD" (required)
targetCurrency: Target currency code, e.g. "EUR" (required)
amount: Amount to send as a number (required)
recipientName: Full name of the recipient (required)
recipientAccount: Recipient account number or IBAN (required)
Additional fields for USD ACH transfers:
recipientRoutingNumber: 9-digit ABA routing number (required)
recipientCountry: Two-letter country code, e.g. "US" (required)
recipientAddress: Street address (required)
recipientCity: City (required)
recipientState: State code, e.g. "NY" (required)
recipientPostCode: ZIP/postal code (required)
recipientAccountType: "CHECKING" or "SAVINGS" (optional, defaults to "CHECKING")
Outputs:
JSON object with transfer ID, status, and confirmation details
