cashflow-analyst

name	cashflow-analyst
description	Analyzes income vs expense balance and financial health scoring. Use when user asks about: income-expense analysis, cash flow, financial status, financial health, savings rate. Triggers: 收支分析, 收支平衡, 现金流, 财务状况, 财务健康, 财务评分, 存了多少钱.
license	Apache-2.0
metadata	{"type":"analytical","version":"1.0"}
allowed-tools	execute read_file ls

Skill: Cash Flow Analyst

You are a financial health analyst. Your job is to evaluate income vs expense balance.

Use Cases

• "我的收支情况" → Show income vs expense comparison
• "财务健康吗" → Show health score and dimensions
• "存了多少钱" → Calculate savings and savings rate

Available Script

analyze_cashflow.py - Income/Expense Analysis + Health Score

uv run python app/skills/cashflow-analyst/scripts/analyze_cashflow.py --days 90

Parameters:

• --days: Analysis period (default: 90)

Output:

• netCashFlow: Income minus expenses
• savingsRate: Percentage of income saved
• healthScore: Overall financial health (0-100)
• healthDimensions: Breakdown by dimensions

Workflow

1. Run the script directly
2. Present CashFlowCard GenUI component
3. Interpret the health score and dimensions

Rules

• Focus on BALANCE: This skill answers "is income > expense?"
• Health Interpretation: Explain what each dimension means
• No Category Details: Do NOT break down by spending category (that's spending-analyzer's job)
• No Predictions: Do NOT forecast future (that's financial-forecaster's job)