alpha-stack

Personal finance knowledge base — institutional memory that compounds across analyses. Activate when the user mentions wiki, knowledge base, what do I know about, prior analysis, past research, entity page, playbook, journal, methodology preferences, ingest a document, prior context, institutional memory, research history, save my analysis, track my thesis, recall, search my notes, or asks about updating, searching, or maintaining their accumulated knowledge and analytical history.

Earnings analysis — preview, post-earnings reaction, estimate revision, and consensus tracking. Activate when the user mentions earnings, earnings preview, earnings reaction, beat/miss, estimate revision, consensus estimate, whisper number, guidance, earnings surprise, earnings call, quarterly results, revenue beat, EPS miss, guidance raise, guidance cut, estimate changes, analyst estimates, or asks about analyzing upcoming or recent earnings for a public company.

Equity research — initiating coverage, earnings models, trading comps, and price targets. Activate when the user mentions equity research, initiating coverage, price target, comparable company analysis, trading comps, comp table, EV/EBITDA, P/E ratio, PEG ratio, sum-of-the-parts, SOTP, segment valuation, equity valuation, coverage initiation, sector analysis, industry overview, stock rating, buy/sell/hold rating, target price, comp sheet, relative valuation, or asks about analyzing a public stock for a research report or building an earnings model.

Accounting analysis — journal entries, chart of accounts, accruals, and closing process. Activate when the user mentions journal entry, adjusting entry, closing entry, accrual, deferral, chart of accounts, trial balance, general ledger, accounts receivable, accounts payable, depreciation entry, amortization entry, revenue recognition, ASC 606, lease accounting, ASC 842, intercompany, consolidation, or asks about recording transactions, month-end close, or accounting treatment for a specific event.

Audit planning and analytical procedures. Activate when the user mentions audit, audit planning, risk assessment, materiality, substantive testing, analytical procedures, audit sampling, internal controls, control testing, management letter, audit opinion, going concern, material weakness, significant deficiency, SOX, Sarbanes-Oxley, PCAOB, audit evidence, or asks about auditing financial statements, designing audit procedures, or evaluating internal controls.

Financial data extraction, cleaning, normalization, and validation. Activate when the user mentions data entry, data extraction, data cleaning, normalize data, parse financial data, PDF extraction, table extraction, OCR, convert to spreadsheet, standardize format, data validation, reconcile data sources, financial data pipeline, or asks about converting unstructured financial information into structured, tool-ready formats.

Financial statement preparation, analysis, and interpretation. Activate when the user mentions income statement, balance sheet, cash flow statement, P&L, profit and loss, statement of operations, statement of financial position, indirect method, common-size analysis, ratio analysis, DuPont analysis, trend analysis, vertical analysis, horizontal analysis, financial statement footnotes, or asks about preparing, analyzing, or interpreting financial statements.

Estate and tax planning — trusts, gifting, generation-skipping, and family office. Activate when the user mentions estate planning, estate tax, trust, revocable trust, irrevocable trust, GRAT, IDGT, dynasty trust, generation-skipping transfer, GST, gifting strategy, annual exclusion, lifetime exemption, step-up in basis, charitable remainder trust, CRT, donor-advised fund, DAF, family limited partnership, FLP, wealth transfer, multi-generational, family office, family governance, succession planning, or asks about transferring wealth to heirs or minimizing estate taxes.

Insurance and risk transfer analysis — life, disability, annuities, and long-term care. Activate when the user mentions life insurance, term life, whole life, universal life, variable life, disability insurance, long-term care insurance, LTC, annuity, SPIA, QLAC, fixed annuity, variable annuity, indexed annuity, insurance needs analysis, human life value, income replacement, key person insurance, buy-sell agreement insurance, or asks about insurance coverage needs or comparing insurance products.

Retirement planning and goals-based portfolio construction. Activate when the user mentions retirement, retirement planning, Monte Carlo retirement, withdrawal rate, 4% rule, safe withdrawal, sequence of returns risk, Social Security optimization, Roth conversion, required minimum distribution, RMD, retirement income, decumulation, goals-based investing, bucket strategy, liability matching, retirement readiness, or asks about whether they can afford to retire or how to structure retirement income.

Early-stage venture capital — pre-seed through Series A evaluation, term sheets, and cap tables. Activate when the user mentions seed round, Series A, pre-seed, angel investment, SAFE, convertible note, term sheet, cap table, pro-rata, anti-dilution, liquidation preference, option pool, vesting schedule, valuation cap, discount rate, pre-money, post-money, founder dilution, or asks about evaluating an early-stage startup or structuring a seed/Series A investment.

VC fund construction, portfolio math, and LP reporting. Activate when the user mentions fund construction, portfolio construction for VC, reserve strategy, follow-on allocation, power law, fund returns, TVPI, DPI, RVPI, J-curve, net IRR, management fee, carried interest, GP commitment, fund economics, LP reporting, capital call schedule, vintage benchmarking, PME, or asks about building or managing a venture fund.

Growth-stage venture capital — Series B+ evaluation, sector-specific frameworks. Activate when the user mentions Series B, Series C, growth stage, late-stage venture, pre-IPO, growth metrics, net revenue retention, burn multiple, magic number, rule of 40, SaaS metrics for VC, biotech rNPV, crypto token economics, web3 governance, secondary shares, tender offer, or asks about evaluating a company that has product-market fit and is scaling revenue.

PE buyout analysis — LBO modeling, operational value creation, and exit planning. Activate when the user mentions buyout, leveraged buyout, LBO, management buyout, MBO, platform acquisition, bolt-on, add-on, sponsor returns, MOIC, returns attribution, management rollover, sweet equity, ratchet, debt capacity, EBITDA bridge, 100-day plan, or asks about PE acquisition, control investment, or take-private analysis.

Growth equity analysis — minority investments in scaling businesses. Activate when the user mentions growth equity, growth investment, minority stake, PIPE, pre-IPO, Series D+, late-stage private, revenue growth investment, unit economics, path to profitability, rule of 40, governance rights, board seat, protective provisions, or asks about investing in a high-growth company without taking control.

Private credit analysis — direct lending, mezzanine, and unitranche. Activate when the user mentions direct lending, private credit, unitranche, first lien term loan, second lien, mezzanine lending, PIK, payment-in-kind, covenant analysis, leverage covenant, fixed charge coverage, credit agreement, debt fund, BDC, CLO, expected loss, recovery analysis, sponsor-backed lending, or asks about underwriting a private loan or credit facility.

PE secondaries analysis — LP interest transfers, GP-led continuation vehicles, and NAV lending. Activate when the user mentions secondaries, LP secondary, GP-led continuation, continuation fund, tender offer, strip sale, NAV lending, NAV line, preferred equity on fund, fund restructuring, stapled secondary, LP portfolio, blind pool discount, J-curve mitigation, DPI acceleration, or asks about buying or selling PE fund interests.

Real estate acquisition underwriting — core, value-add, and opportunistic strategies. Activate when the user mentions property acquisition, underwriting, value-add, renovation, multifamily acquisition, industrial purchase, office building, retail center, comparable sales, NOI analysis, cap rate, going-in yield, hold period returns, cash-on-cash, equity multiple, property-level IRR, or lease roll analysis.

Real estate debt structuring across the full capital stack. Activate when the user mentions DSCR, LTV, debt yield, mortgage constant, positive leverage, mezzanine debt, preferred equity, capital stack, CMBS, construction loan, bridge loan, permanent financing, refinancing, interest-only, debt service, loan sizing, multi-tranche, subordinate debt, intercreditor, or asks about structuring real estate debt.

Ground-up real estate development analysis — entitlement through stabilization. Activate when the user mentions development pro forma, ground-up construction, yield on cost, development spread, construction financing, LTC, hard costs, soft costs, lease-up, stabilization, construction interest, entitlement, build-to-suit, spec development, or asks about development feasibility.

Public REIT analysis — NAV, FFO/AFFO, implied cap rates, and sector comparables. Activate when the user mentions REIT, FFO, AFFO, NAV discount, NAV premium, funds from operations, REIT valuation, REIT dividend, payout ratio, implied cap rate, public vs private real estate, REIT sector analysis, same-store NOI growth, REIT balance sheet, or asks about publicly traded real estate companies.

Structured investment committee memo builder for equity long/short, PE/VC, credit, and real estate investments. Activate when the user mentions IC memo, investment memo, investment committee, buy recommendation, sell recommendation, commit/pass decision, credit memo, lending decision, acquisition memo, position recommendation, underwriting memo, deal memo, or asks for help structuring an investment case for a committee, portfolio manager, or credit committee.

Performance attribution analysis. Activate when the user mentions Brinson attribution, Brinson-Fachler, allocation effect, selection effect, interaction effect, performance decomposition, active return attribution, sector attribution, factor attribution, currency attribution, fixed income attribution, multi-period attribution, or asks why a portfolio outperformed or underperformed its benchmark.

Board reporting, KPI dashboards, investor updates, and earnings prep for CFOs and finance teams. Activate when the user mentions board deck, board package, board meeting, investor update, quarterly letter, shareholder letter, KPI dashboard, earnings call, earnings prep, guidance, management commentary, investor relations, board materials, board book, or asks for help preparing reporting materials for existing investors, board members, or public market stakeholders.

Annual budget build and variance analysis for CFOs, controllers, and FP&A teams. Activate when the user mentions annual budget, budget build, budget cycle, budget vs. actual, variance analysis, zero-based budgeting, ZBB, departmental budget, cost center review, budget approval, budget presentation, re-forecast, capital budget, expense budget, revenue budget, headcount budget, or asks for help building, reviewing, or presenting an operating budget.

Full buy-side M&A acquisition process from target screening through post-close integration. Activate when the user mentions buy-side, acquisition, target screening, target identification, strategic acquisition, bolt-on, tuck-in, add-on acquisition, accretion dilution, synergy model, synergy analysis, revenue synergies, cost synergies, offer price, offer structure, bid strategy, acquisition valuation, buy-side due diligence, integration planning, merger model, purchase price allocation, goodwill, earnout structuring, or asks for help evaluating an acquisition target, building a synergy case, structuring an offer, or planning post-merger integration.

Rolling forecasts, scenario planning, and cash flow forecasting for CFOs, treasurers, and FP&A teams. Activate when the user mentions rolling forecast, cash flow forecast, 13-week cash flow, liquidity forecast, scenario planning, stress test, base/bull/bear, Monte Carlo simulation, revenue forecast, demand forecast, working capital forecast, DSO/DPO/DIO modeling, forecast accuracy, MAPE, forecast vs. actual, re-forecast, covenant compliance, liquidity runway, or asks for help projecting future financial performance or cash positions.

Financial Planning & Analysis for in-house finance teams. Activate when the user mentions FP&A, unit economics, SaaS metrics, headcount modeling, contribution margin, profitability analysis, build vs. buy, pricing analysis, CAC, LTV, payback period, burn multiple, Rule of 40, magic number, ARR bridge, revenue per employee, breakeven analysis, cost allocation, operating leverage, or asks for help with internal finance team deliverables, management reporting, or strategic finance analysis.

Structured pitch deck builder for startup fundraising, deal marketing, fund marketing, and internal proposals. Activate when the user mentions pitch deck, investor presentation, fundraise deck, Series A/B/C deck, LP pitch, CIM companion deck, management presentation, board deck, deal marketing, fund formation, or asks for help structuring a presentation for investors, acquirers, or LPs.

Fundamental long/short equity analysis engine for idea generation, variant perception development, catalyst mapping, position sizing, portfolio construction, and risk management. Activate when the user mentions long/short equity, pair trade, variant perception, short selling, alpha generation, hedge fund portfolio, position sizing, Kelly criterion, gross/net exposure, factor neutrality, catalyst mapping, short squeeze analysis, or asks for help building, sizing, or managing a fundamental equity portfolio with both long and short legs.

Global macro thesis construction and trade expression engine for regime identification, cross-asset positioning, central bank analysis, carry trade evaluation, geopolitical risk assessment, and scenario-weighted portfolio construction. Activate when the user mentions global macro, macro thesis, regime identification, growth/inflation quadrant, central bank policy, Taylor rule, carry trade, rates positioning, FX analysis, purchasing power parity, interest rate parity, geopolitical risk, emerging market analysis, commodity macro, yield curve, scenario construction, cross-asset, or asks for help building, expressing, or managing a top-down macro view across rates, FX, equities, and commodities.

Event-driven merger arbitrage and special situations analysis engine for deal spread decomposition, implied probability extraction, collar and CVR mechanics, regulatory risk assessment, timeline mapping, position sizing, and portfolio-level event exposure management. Activate when the user mentions merger arbitrage, deal spread, event-driven, spin-off, activist situation, special situation, deal break risk, implied probability, CVR valuation, collar mechanics, tender offer, rights offering, regulatory risk, HSR filing, antitrust, event clustering, or asks for help analyzing, sizing, or managing an event-driven book.

Quantitative strategy development, signal research, and cross-desk analysis engine for signal hypothesis formation, factor construction, backtest design (walk-forward, out-of-sample), overfitting detection, regime detection, ensemble construction, LLM sentiment signals, and multi-perspective event analysis. Activate when the user mentions quant strategy, backtesting, signal design, alpha signal, factor research, LLM sentiment, sentiment classification, cross-desk analysis, multi-perspective, regime detection, ensemble strategy, walk-forward optimization, overfitting, information coefficient, signal decay, market making, systematic strategy development, or AI-driven trading signals.

Portfolio risk measurement and stress testing. Activate when the user mentions VaR, CVaR, expected shortfall, drawdown, Sharpe ratio, Sortino, tracking error, stress test, Monte Carlo, scenario analysis, risk budget, volatility, correlation, tail risk, counterparty risk, factor risk decomposition, risk parity, hedging, downside protection, or asks about portfolio risk, worst-case scenarios, or risk reporting.

Credit and distressed debt analysis. Activate when the user mentions credit analysis, credit spread, high yield, investment grade, distressed debt, default probability, Altman Z-Score, Merton model, CDS, credit default swap, recovery rate, recovery analysis, covenant review, leverage ratios, coverage ratios, fulcrum security, Chapter 11, bankruptcy, restructuring, loan-to-own, credit migration, fallen angel, rising star, relative value credit, basis trade, or asks for help analyzing any corporate bond, leveraged loan, or credit instrument.

IPO analysis and equity capital markets origination. Activate when the user mentions IPO, initial public offering, going public, equity offering, follow-on, secondary offering, convertible bond, bookbuilding, pricing night, IPO readiness, lockup expiry, greenshoe, overallotment, at-the-market program, ATM, PIPE, equity issuance, float, or asks for help structuring, pricing, or analyzing any public equity capital raise.

End-to-end leveraged buyout model builder for PE sponsors, lenders, and advisors. Activate when the user mentions LBO, leveraged buyout, buyout model, sponsor returns, PE returns, debt sizing, sources and uses, cash sweep, debt schedule, management equity, PIK toggle, MOIC, IRR attribution, exit analysis, dividend recap, or asks for help building or reviewing a buyout model for an acquisition, take-private, or recap.

Avellaneda-Stoikov optimal market making, inventory management, and spread optimization. Activate when the user mentions market making, bid-ask quoting, optimal spread, reservation price, inventory risk, Avellaneda-Stoikov, fill rate, spread capture, market maker P&L, quote adjustment, adverse selection, inventory penalty, mean-reversion quoting, symmetric or asymmetric quotes, or asks about how to set optimal bid and ask prices, manage inventory as a market maker, or analyze market-making profitability.

Options pricing, Greeks analysis, volatility surface modeling, and structured products. Activate when the user mentions options, puts, calls, Greeks, delta, gamma, vega, theta, rho, implied volatility, vol surface, skew, term structure, straddle, strangle, spread, butterfly, condor, iron condor, collar, covered call, protective put, Black-Scholes, binomial tree, convertible bond, structured product, CLO, ABS, exotic options, barrier option, or asks about options pricing, hedging with options, vol analysis, or derivatives strategy construction.

Portfolio construction and optimization workflows. Activate when the user mentions asset allocation, portfolio optimization, Black-Litterman, mean-variance, risk parity, factor exposure, minimum variance, tracking error budget, rebalancing, tax-lot management, constraint optimization, active vs. passive, benchmark tracking, systematic investing, portfolio weights, tilts, or asks about building or optimizing a portfolio.