risk-memo

name	risk-memo
description	Draft risk memos for portfolios, fintech products, lending, treasury, trading, or operations, covering exposure, scenarios, controls, monitoring, escalation, and residual risk.
version	0.1.0

Risk Memo

Use this skill to make financial risk explicit and decision-ready.

Workflow

1. Identify exposure, owner, time horizon, loss mechanism, and control environment.
2. Build scenarios: base, stress, severe, operational failure, liquidity shock, regulatory change, and counterparty failure.
3. Map controls, monitoring, escalation, and residual risk.

Output

Return Risk summary, Scenario table, Controls, Monitoring, and Escalation plan.