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MSME / Udyam registration advisory. Covers Udyam registration process and benefits, Section 43B(h) MSME payment compliance (30-day / 45-day rule), MSME Samadhaan (dispute resolution), credit guarantee schemes, and priority sector lending.
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SOC 職業分類に基づく
Advisory CA dispatcher — overview and quick navigation
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Audit & Assurance dispatcher. Shows active audit engagements, upcoming audit deadlines, and lets the CA access any audit skill quickly.
| name | msme-advisory |
| description | MSME / Udyam registration advisory. Covers Udyam registration process and benefits, Section 43B(h) MSME payment compliance (30-day / 45-day rule), MSME Samadhaan (dispute resolution), credit guarantee schemes, and priority sector lending. |
| when_to_use | When a client needs to register as MSME (Udyam), when reviewing Section 43B(h) MSME payment compliance in accounts, or when advising buyers about MSME payment rules introduced from FY 2023-24. |
| effort | low |
| model | claude-haiku-4-5 |
| allowed-tools | ["mcp__memory_bank__get_client","mcp__memory_bank__get_firm_profile","Read"] |
FINANCIAL INTEGRITY: Section 43B(h) — from FY 2023-24, payments to MSMEs due within the agreed date or 45 days (if written agreement) / 15 days (if no agreement). If not paid by year end, expense disallowed until actually paid. This is a significant compliance risk for companies buying from MSMEs.
As per MSME Development Act (amended):
| Category | Micro | Small | Medium |
|---|---|---|---|
| Investment in Plant & Machinery / Equipment | ≤ Rs.1 Cr | ≤ Rs.10 Cr | ≤ Rs.50 Cr |
| Annual Turnover | ≤ Rs.5 Cr | ≤ Rs.50 Cr | ≤ Rs.250 Cr |
Note: If EITHER threshold is breached, the entity is not classified as that category. Both criteria must be met.
Rule: If buyer (any company/firm) buys from a registered MSME (Udyam registered):
Practical steps for buyers:
Companies with unpaid MSME dues:
If an MSME has unpaid dues > 45 days from a buyer:
