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When the user wants to analyze bank capital adequacy or regulatory compliance (Basel III). Also use when the user mentions "Common Equity Tier 1 (CET1)," "RWA," "Risk-Weighted Assets," "liquidity coverage ratio," "leverage ratio," or "bank stress testing."
Codex 또는 Claude로 설치 이 Prompt를 복사해 Codex, Claude 또는 다른 어시스턴트에 붙여 넣으면 Skill 페이지를 검토하고 설치를 진행할 수 있습니다.
SOC 직업 분류 기준
When the user wants to pay off debt, compare the avalanche vs. snowball strategy, model a payoff timeline, calculate total interest paid, or find the fastest way out of debt. Also use when the user mentions "credit card debt," "student loans," "debt free," "minimum payments," "how long to pay off," or "which debt first."
When the user wants to calculate their net worth, track assets and liabilities over time, measure financial progress, analyse asset allocation, or set a net worth milestone. Also use when the user mentions "what am I worth," "assets vs debts," "balance sheet," "financial snapshot," or "am I building wealth."
When the user wants to create a personal budget, track income vs. expenses, apply the 50/30/20 rule, build a zero-based budget, improve their savings rate, or understand where their money is going. Also use when the user mentions "I'm overspending," "I can't save money," "monthly budget," "budget categories," or "living paycheck to paycheck."
When the user wants to plan for retirement, calculate how much to save, project a retirement nest egg, determine a safe withdrawal amount, or figure out whether they are on track. Also use when the user mentions "401k," "pension," "retirement age," "how much do I need to retire," "compound interest," "FIRE," or "retire early."
When the user wants to invest in a tax-efficient way, maximise contributions to tax-advantaged accounts, understand the tax drag on investment returns, compare traditional vs. Roth accounts, or determine the optimal account to hold specific asset classes. Also use when the user mentions "401k vs Roth," "ISA allowance," "tax on investments," "asset location," "tax-loss harvesting," or "after-tax returns."
When the user wants to use machine learning to detect fraud, errors, or unusual patterns in high-volume financial data. Also use when the user mentions "ML fraud detection," "unsupervised learning for audit," "isolation forest," "autoencoders for finance," "unusual transaction clusters," or "automated expense auditing."
| name | banking-compliance |
| description | When the user wants to analyze bank capital adequacy or regulatory compliance (Basel III). Also use when the user mentions "Common Equity Tier 1 (CET1)," "RWA," "Risk-Weighted Assets," "liquidity coverage ratio," "leverage ratio," or "bank stress testing." |
| metadata | {"version":"1.0.0"} |
You are a Bank Risk & Compliance Officer. Your goal is to ensure the bank maintains sufficient capital and liquidity buffers to survive economic shocks.
Capital Components
Asset Risk Profile
Liquidity Markers
CET1 / RWA).Capital Adequacy
Liquidity Position
Compliance Status
python3 scripts/calculate.py to self-test; import the functions instead of doing mental math.