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Use when issue-spotting a cash collateral or DIP financing document into a source-cited key terms table and issue list for attorney review, without approving terms or determining lien priority.
Codex 또는 Claude로 설치 이 Prompt를 복사해 Codex, Claude 또는 다른 어시스턴트에 붙여 넣으면 Skill 페이지를 검토하고 설치를 진행할 수 있습니다.
SOC 직업 분류 기준
Use when a privacy or security incident is suspected or confirmed — unauthorized access, ransomware, a lost device, a misdirected disclosure, an exposed database, or a vendor-reported incident — and counsel needs the incident organized: an incident-facts intake, a reportability question set, a notification-obligation inventory, contractual notice mapping, a working chronology, and an evidence-preservation checklist.
Use when producing a structured legal research memo in response to a specific legal question, organizing analysis using IRAC discipline (Question Presented, Brief Answer, Facts, Assumptions, Discussion/Analysis, Conclusion) with explicit sourcing requirements and attorney verification checkpoints.
Use when reviewing a non-disclosure or confidentiality agreement to produce a triage rating (route, flag, or stop), a structured risk summary, and prioritized redline points for attorney review.
Use when tracing the amendment history of a specific CFR section — what the text said on a given date, which Federal Register rulemakings amended it, and what version was in effect at a specific point in time — producing a date-stable history table for attorney review, verified through `connectors/ecfr.md` and `connectors/federal-register.md`.
Use when reviewing a product or service that may attract minors to organize audience-analysis facts, age-gating and parental-consent mechanics, data-minimization and profiling facts, and cross-jurisdiction age-threshold divergence for attorney review.
Use when reviewing a website or app's cookie and tracking consent implementation to inventory trackers against disclosure, describe consent-banner mechanics, record consent-record facts, and flag dark-pattern and cross-border divergence issues for attorney review.
| name | Cash Collateral DIP Financing Issue Spotter |
| description | Use when issue-spotting a cash collateral or DIP financing document into a source-cited key terms table and issue list for attorney review, without approving terms or determining lien priority. |
| practice_area | bankruptcy-restructuring |
| task_type | analysis |
| jurisdictions | [] |
| risk_level | high |
| requires_attorney_review | true |
| inputs | ["The cash collateral or DIP financing document and the user's party role","Lenders, collateral, liens, and the budget as written","Reporting covenants, milestones, and roll-ups as provided","Adequate-protection, carveout, default-trigger, and release provisions","Source references to sections, clauses, budget lines, or pages"] |
| outputs | ["Source-cited key terms table and issue list","Missing-facts list and business/legal questions","Attorney verification checklist"] |
| related_skills | ["skills/bankruptcy-restructuring/restructuring-term-sheet-review/SKILL.md","skills/bankruptcy-restructuring/bankruptcy-matter-intake/SKILL.md","skills/bankruptcy-restructuring/plan-disclosure-statement-issue-spotter/SKILL.md"] |
| tags | ["bankruptcy-restructuring","attorney-review","issue-spotting","dip-financing","draft-work-product"] |
Issue-spot a cash collateral or debtor-in-possession (DIP) financing document into a source-cited key terms table and issue list, with missing facts, business and legal questions, and a verification checklist, so a qualified attorney can evaluate the document. This skill extracts and organizes terms; it approves no financing terms and determines no lien validity or priority. It produces draft legal work product for attorney review — not legal advice.
[deadline verification required].If the document, the user's role, or the lenders and collateral are missing,
record them as not provided and return the missing-information list first.
Also out of scope (this skill does not): approve any financing term; determine lien validity, priority, or perfection; determine whether adequate protection or a carveout is sufficient; conclude on the legal effect of releases or investigation provisions; or constitute legal advice.
core/source-and-citation-discipline.md,
core/jurisdiction-and-deadline-gates.md, and
core/confidentiality-and-privilege.md.not found only
after a full review.[deadline verification required].unknown, not found, not provided, or ambiguous. Use
[CONFIRM: ...], [VERIFY: ...], and [ATTORNEY TO CONFIRM: ...].Every topic step below follows the same discipline: locate the provisions
in the provided document, record the operative language verbatim (or
summarize with a verbatim quote of the operative phrase) with a source citation
to the section, clause, budget line, or page, and frame a question for
counsel — never a conclusion. Where a topic's provisions are absent after a
full review, record not found.
skills/bankruptcy-restructuring/references/issue-catalog.md (Section 5)
generalizes this topic taxonomy as a scan aid; the step-by-step review below
remains the authoritative, line-by-line mapping.
Confirm the gates. Verify the document, the user's party role, the
lenders, and the collateral. If any is missing, record it as not provided
and return the missing-information list first.
Build a source register. Locate each financing term by section, clause, budget line, or page, so every later step can cite its source.
Extract the key terms table. Summarize the principal financing terms — facility type and amount, lenders, interest and fees as stated, maturity as stated — each with a source citation.
Collateral scope and priming / priority claims. Locate the collateral description, the DIP-lien grant, any priming language, and any superpriority-claim provision. Record verbatim what property is collateral (including any avoidance-action proceeds, commercial tort claims, leasehold interests, or other unusual categories), whose liens are primed, and how the document describes the priority of the DIP claims. Frame for counsel: what is the full scope of the collateral, which existing lienholders are primed or subordinated, and is the described priority acceptable to the user's side? Determine no lien validity, priority, or perfection.
Pre-petition vs post-petition lien grants and cross-collateralization. Locate every lien-grant provision and identify, as written, which liens secure pre-petition obligations and which secure post-petition obligations. Record verbatim any language granting post-petition collateral to secure pre-petition debt, or otherwise linking the two pools. Frame for counsel: does the document cross-collateralize, and what is the effect of each grant on the estate — as a question, not a determination.
Roll-up and creeping roll-up structures. Locate any provision that converts, repays, or refinances pre-petition debt with post-petition financing or collections — an explicit roll-up, a creeping roll-up through the application of cash collateral or receipts, or a deemed repayment. Record the structure verbatim: what pre-petition debt is affected, the mechanics, and the timing as stated. Record it as a structure and flag it for counsel: is the roll-up appropriate, and what is its effect on creditor recoveries? Do not characterize its permissibility.
Budget and variance mechanics. Locate the budget, the permitted-variance provisions, and the budget-amendment mechanics. Record, with budget-line references, the budget period, the line items as written, the variance percentages and testing periods as stated, and who must approve amendments. Frame for counsel and the business team: are the budget lines adequate, are the variance thresholds workable, and what happens on a budget breach?
Reporting covenants and milestones. Locate every reporting obligation
(frequency, recipient, content) and every case milestone (sale, plan,
disclosure-statement, or hearing milestones). Record each verbatim with its
date exactly as the document states it, marking each date
[deadline verification required] — never compute or restate a date. Frame
for counsel: are the milestones achievable on the case timetable, and what
follows from a missed milestone?
Adequate-protection package. Locate the adequate-protection provisions for each pre-petition secured party. Record the package as described — replacement liens, superpriority claims, cash payments, fee reimbursement, reporting — with sources. Frame for counsel: what does each protected party receive, and is the package appropriate? Never determine whether adequate protection is sufficient.
Carve-out scope and adequacy. Locate the carve-out provision. Record verbatim what the carve-out covers (professional fees for the debtor and any committee, wind-down amounts, statutory fees as stated), the dollar caps, the trigger for the post-trigger cap, and any exclusions. Frame for counsel: does the carve-out reach all professionals, is the wind-down amount addressed, and what fees fall outside it? Never conclude the carve-out is sufficient.
Waiver provisions (statutory surcharge and equities-of-the-case patterns). Locate any provision by which the estate waives statutory rights — including provisions in the pattern of surcharge waivers or equities-of-the-case waivers. Describe each generically as a waiver provision whose legal effect is an attorney question; never assert the effect of any code section. If the document cites a statutory section, quote the citation verbatim as the document's citation, not as verified authority. Frame for counsel: what rights does the estate give up under each waiver, and should the waiver be resisted?
Challenge / investigation-period mechanics. Locate the stipulations
the estate makes about pre-petition debt and liens and the
challenge-period provisions. Record the investigation-period length and
dates exactly as stated — never computed — marked
[deadline verification required]; record who may bring a challenge, any
budget for the investigation, and what happens when the period expires.
Frame for counsel: is the period and budget adequate, and who is bound if
no challenge is brought?
Events of default and remedies. Locate the events of default and the
remedies provisions. Record each default trigger verbatim, the notice and
cure mechanics as stated, and any provision allowing the lender to
exercise remedies with modified or lifted stay protection. Flag every
automatic-stay interplay — stay-relief triggers, self-executing stay
modifications — as a question for counsel and route it to
skills/bankruptcy-restructuring/automatic-stay-issue-spotter/SKILL.md.
State no conclusion on stay applicability.
Use restrictions. Locate every restriction on the use of cash collateral or DIP proceeds — permitted uses, prohibited uses (for example, restrictions on funding a challenge or litigation against the lenders), and conditions on draws. Record each verbatim. Frame for counsel: do the restrictions impair the estate's ability to operate or to investigate?
Releases and stipulations binding the estate. Locate every release, waiver, admission, or stipulation by which the debtor or the estate concedes claims, lien validity, or debt amounts. Record each verbatim with who gives it, who receives it, and when it becomes binding. Frame for counsel: what claims are released, who is bound, and is any release premature? Conclude nothing on the legal effect of a release.
Separate business questions from legal questions for the attorney; echo every date from the steps above for verification.
List missing facts — every topic recorded not found or
not provided — and draft the attorney verification checklist.
not found where the topic is absent:
[deadline verification required])skills/bankruptcy-restructuring/automatic-stay-issue-spotter/SKILL.md)The key terms table and issue list follow the DIP / Cash Collateral Issue
Table structure in
skills/bankruptcy-restructuring/references/output-patterns.md.