x402-payment

name	x402-payment
description	Pay for x402-enabled Agent endpoints using ERC20 tokens (USDT/USDC) on EVM or TRC20 tokens (USDT/USDD) on TRON.
version	1.6.0
author	bankofai
homepage	https://bankofai.io
tags	["crypto","payments","x402","agents","api","usdt","usdd","usdc","tron","ethereum","evm","erc20","trc20"]
requires_tools	["x402_invoke"]
arguments	{"url":{"description":"Base URL of the agent (v2) or full URL (v1/Discovery)","required":true},"entrypoint":{"description":"Entrypoint name to invoke (e.g., 'chat', 'search')","required":false},"input":{"description":"Input object to send to the entrypoint","required":false},"method":{"description":"HTTP method (GET/POST). Default: POST (v2), GET (Direct)","required":false},"network":{"description":"Network name (nile, mainnet, bsc-testnet, bsc)","required":false}}
dependencies	["mcp-server-tron"]

x402 Payment Skill

Invoke x402-enabled AI agent endpoints with automatic token payments on both TRON (TRC20) and EVM-compatible (ERC20) chains.

Overview

The x402-payment skill enables agents to interact with paid API endpoints. When an agent receives a 402 Payment Required response, this skill handles the negotiation, signing, and execution of the payment using the x402_invoke tool.

This release uses the modular BankofAI x402 SDK 1.0 packages, including Exact V2-compatible payload generation for EVM and TRON and TRON exact_gasfree.

Breaking changes vs 1.5.x:

• The exact_permit scheme is gone from SDK 1.0; endpoints still advertising exact_permit (pre-1.0 servers) are no longer payable and must upgrade to exact (Permit2-based in SDK 1.0).
• EVM support is limited to BSC (eip155:56 / eip155:97); the former eip155:* wildcard coverage of other EVM chains was removed.

Prerequisites

Wallet required: Run agent-wallet list first.
If no wallets exist, invoke bankofai-guide (Section C — Wallet Guard) before proceeding.

• Wallet Configuration (agent-wallet):
  • Local mode (recommended): set AGENT_WALLET_PASSWORD (required), AGENT_WALLET_DIR (optional).
  • Static mode (env): set exactly one of AGENT_WALLET_PRIVATE_KEY / AGENT_WALLET_MNEMONIC.
  • Optional for mnemonic mode: AGENT_WALLET_MNEMONIC_ACCOUNT_INDEX.
  • Configure a TRON wallet for TRC20 payments (USDT/USDD) and/or an EVM wallet for ERC20 payments (USDT/USDC).
• Signing Model: This skill resolves signers through agent-wallet. It does not scan raw private keys from generic config files or unrelated MCP server configs.
• TronGrid API Key (optional): TRON_GRID_API_KEY is optional. Recommended on Mainnet to reduce rate-limit issues.
• GasFree (optional): Provided by @bankofai/x402-tron/gasfree. The tool prefers exact_gasfree over exact. GasFree requires an account with sufficient token balance in its GasFree wallet; inactive accounts can be activated on first payment when the advertised fees permit it.
• Node.js: Use Node 20+ to match the SDK runtime requirement.
• EVM RPC (optional): EVM_RPC_URL_56 (BSC mainnet) and EVM_RPC_URL_97 (BSC testnet) for non-default RPC endpoints; each network reads its own var so a custom RPC never bleeds across chains.
• Dependencies: Run npm install in the x402-payment/ directory before first use.
• TRON_GRID_API_KEY can also be set in x402-config.json.

Usage Instructions

1. Verification

Before making payments, verify your wallet status:

npx tsx x402-payment/src/x402_invoke.ts --check

2. Invoking an Agent (v2)

Most modern x402 agents use the v2 "invoke" pattern:

npx tsx x402-payment/src/x402_invoke.ts \
  --url https://api.example.com \
  --entrypoint chat \
  --input '{"prompt": "Your query here"}' \
  --network nile

3. Agent Discovery (Direct)

• Manifest: Fetch agent metadata.

  npx tsx x402-payment/src/x402_invoke.ts --url https://api.example.com/.well-known/agent.json
  

• List Entrypoints: List available functions.

  npx tsx x402-payment/src/x402_invoke.ts --url https://api.example.com/entrypoints
  

4. GasFree Wallet Info

Query GasFree wallet information (address, activation status, balance, nonce). Defaults: network=mainnet, wallet=agent-wallet active TRON wallet.

# Default: mainnet + active TRON wallet
npx tsx x402-payment/src/x402_invoke.ts --gasfree-info

# Specify wallet address
npx tsx x402-payment/src/x402_invoke.ts --gasfree-info --wallet <YOUR_WALLET_ADDRESS>

# Specify network
npx tsx x402-payment/src/x402_invoke.ts --gasfree-info --network nile

# Both
npx tsx x402-payment/src/x402_invoke.ts --gasfree-info --wallet <YOUR_WALLET_ADDRESS> --network nile

Without --wallet, requires a configured TRON wallet from agent-wallet. Returns JSON with gasFreeAddress, active, allowSubmit, nonce, and per-token assets (balance, fees).

5. GasFree Account Activation

Activate a GasFree account that has not been activated yet. Use --gasfree-info first to check activation status. Defaults: network=nile, token=USDT.

# Default: nile + USDT
npx tsx x402-payment/src/x402_invoke.ts --gasfree-activate

# Specify network
npx tsx x402-payment/src/x402_invoke.ts --gasfree-activate --network mainnet

# Specify network and token
npx tsx x402-payment/src/x402_invoke.ts --gasfree-activate --network nile --token USDT

Requires: TRON wallet configured in agent-wallet. Wallet must have enough tokens to cover activation fees (~3.05 USDT on nile). If the account is already activated, returns {"status": "already_active"} immediately.

Activation process:

1. Queries GasFree account info and checks activation status
2. Transfers activateFee + transferFee + 1 token from wallet to gasFreeAddress (on-chain TRC20)
3. Polls for on-chain confirmation (up to 60s)
4. Submits a GasFree signed transaction to transfer tokens back to wallet (triggers activation)
5. Polls until the GasFree transaction completes

Returns JSON with status, depositTxId, gasFreeTraceId, gasFreeState, gasFreeTxHash, and final active status.

6. Cross-Chain Support

• TRON (TRC20): Use --network nile (testnet) or mainnet.
• BSC (ERC20): Use --network bsc-testnet (testnet) or bsc (mainnet).

Supported Networks & Tokens

Chain	Network Name	Common Tokens	USDT Contract
TRON	mainnet	USDT, USDD	TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t
TRON	nile	USDT, USDD	TXYZopYRdj2D9XRtbG411XZZ3kM5VkAeBf
BSC	bsc	USDT, USDC	0x55d398326f99059fF775485246999027B3197955
BSC	bsc-testnet	USDT, USDC, DHLU	0x337610d27c682E347C9cD60BD4b3b107C9d34dDd

Security Considerations & Rules

[!CAUTION] Wallet Secret Safety: NEVER output wallet private keys or mnemonic phrases to logs or console. Use agent-wallet managed configuration.

Agent Security Rules:

• No Private Key Output: The Agent MUST NOT print, echo, or output any private key to the dialogue context.
• No Mnemonic Output: The Agent MUST NOT print or expose mnemonic phrases.
• Internal Loading Only: Rely on the tool to load wallet credentials internally via agent-wallet.
• No Export Commands: DO NOT execute shell commands containing the private key as a literal string.
• Silent Environment Checks: Use [[ -n $AGENT_WALLET_PASSWORD ]] && echo "Configured" || echo "Missing" to verify local mode configuration without leaking secrets.
• Use the Check Tool: Use npx tsx x402-payment/src/x402_invoke.ts --check to safely verify addresses.

Binary and Image Handling

If the endpoint returns an image or binary data:

1. The data is saved to a temporary file (e.g., /tmp/x402_image_...).
2. The tool returns JSON with file_path, content_type, and bytes.
3. Important: The Agent is responsible for deleting the temporary file after use.

Error Handling

Insufficient Allowance

If allowance is insufficient, the tool will automatically attempt an "infinite approval" transaction. Ensure you have native tokens (TRX or BNB/ETH) for gas.

Insufficient Balance

Ensure you have enough USDT/USDC/USDD in your wallet on the specified network.

Debug Stack Trace

Set X402_DEBUG=1 to include full error stack traces in the JSON output when troubleshooting failures.

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