Flutterwave

Collect funds through bank transfer with account validation and asynchronous confirmation.

Maintain reusable payout recipients and senders for clean transfer orchestration.

Integrate airtime, data, and utility payments with validation and reconciliation checks.

Orchestrate batch dedicated-account creation and assignment workflows.

Handle direct card charges including PIN, OTP, and 3DS continuations in a deterministic flow.

Track and respond to dispute and chargeback cases with audit-ready evidence timelines.

Run mobile money collections with operator-aware routing and delayed status handling.

Support plan-driven recurring collections with subscription state controls.

Create and monitor full or partial refunds with auditable states.

Fetch and reconcile settlement reports across currencies and subaccounts.

Bootstrap a production-safe Flutterwave client with typed requests, environment guards, and version-aware base URLs.

Integrate hosted checkout with clean redirect handling and backend verification.

Configure split settlements and subaccount payout routing.

Create a repeatable test strategy for card, transfer, mobile money, and webhook validation.

Run recurring charges against saved payment methods with explicit retry controls.

Build transaction retrieval and reconciliation pipelines for payment operations.

Manage payouts including create, retrieve, and retry workflows.

Implement USSD charge flows and robust pending-to-success reconciliation.

Run account and identity checks before payment or payout actions.

Create and manage dedicated virtual accounts for bank transfer collections.

Model virtual card issuance and lifecycle controls in a safe internal abstraction.

Implement secure event ingestion with signature verification, idempotency, and async-safe processing.