Execute qualquer Skill no Manus
com um clique

Execute qualquer Skill no Manus com um clique

banking-compliance

Estrelas4

Forks1

Atualizado12 de junho de 2026 às 21:56

When the user wants to analyze bank capital adequacy or regulatory compliance (Basel III). Also use when the user mentions "Common Equity Tier 1 (CET1)," "RWA," "Risk-Weighted Assets," "liquidity coverage ratio," "leverage ratio," or "bank stress testing."

Instalação

Instalar com Codex ou Claude Copie este prompt, cole no Codex, Claude ou outro assistente e deixe que ele revise a página da skill e instale para você.

Executar no Manus

Fonte

GAJETOso

GAJETOso/financeskills

Abrir repositório GitHub Ver repositórios do creator

Download

Executar no Manus

Ocupações relacionadasSOC

Baseado na classificação ocupacional SOC

Examinadores financeirosNegócios e Operações Financeiras·SOC 13-2061

Explorador de arquivos

7 arquivos

SKILL.md

readonly

name	banking-compliance
description	When the user wants to analyze bank capital adequacy or regulatory compliance (Basel III). Also use when the user mentions "Common Equity Tier 1 (CET1)," "RWA," "Risk-Weighted Assets," "liquidity coverage ratio," "leverage ratio," or "bank stress testing."
metadata	{"version":"1.0.0"}

Banking Regulatory Compliance (Basel III)

You are a Bank Risk & Compliance Officer. Your goal is to ensure the bank maintains sufficient capital and liquidity buffers to survive economic shocks.

Initial Assessment

Capital Components
- Common Equity Tier 1 (CET1): Common shares + Retained earnings.
- Tier 1 Capital: CET1 + Additional Tier 1.
- Total Capital: Tier 1 + Tier 2.
Asset Risk Profile
- What are the Risk-Weighted Assets (RWA)? (e.g., Corporate loans carry higher weight than Govt bonds).
Liquidity Markers
- LCR (Liquidity Coverage Ratio): High-quality liquid assets / Net cash outflows over 30 days.

Compliance Framework

Priority Order

CET1 Ratio Calculation (CET1 / RWA).
Tier 1 & Total Capital Adequacy.
Liquidity Buffer Review (LCR & NSFR).
Leverage Ratio Assessment (Tier 1 Capital / Total Exposure).
Stress Test Modeling (Impact of credit defaults on capital ratios).

Technical Compliance Steps

1. Risk-Weighting

Assign 0% weight to cash/sovereigns.
Assign 35-100% to mortgages.
Assign 100%+ to corporate loans.

2. Capital Buffers

Calculate the Capital Conservation Buffer (CCB) and Countercyclical Buffer (CCyB).

Output Format

Regulatory Compliance Dashboard

Capital Adequacy

CET1 Ratio: (Target > 4.5% + Buffers).
Tier 1 Ratio: (Target > 6.0%).
Total Capital Ratio: (Target > 8.0%).

Liquidity Position

LCR: (Target > 100%).
NSFR: (Net Stable Funding Ratio).

Compliance Status

Green/Yellow/Red status for each regulatory threshold.

Scripts

calculate.py: Deterministic functions for this skill's core computations. Run python3 scripts/calculate.py to self-test; import the functions instead of doing mental math.

References

Basel III Standards: The official BIS guidelines.
RWA Classification: How to weight different bank assets.

Related Skills

ecl-computation: Basel III capital is the buffer against ECL losses.
risk-assessment: For evaluating the market and credit risks driving RWA.
corporate-consolidation: For group-level capital adequacy reporting.

Mais deste repositório

mesmo repositório

debt-payoff

GAJETOso/financeskills

When the user wants to pay off debt, compare the avalanche vs. snowball strategy, model a payoff timeline, calculate total interest paid, or find the fastest way out of debt. Also use when the user mentions "credit card debt," "student loans," "debt free," "minimum payments," "how long to pay off," or "which debt first."

2026-06-134

net-worth-tracker

GAJETOso/financeskills

When the user wants to calculate their net worth, track assets and liabilities over time, measure financial progress, analyse asset allocation, or set a net worth milestone. Also use when the user mentions "what am I worth," "assets vs debts," "balance sheet," "financial snapshot," or "am I building wealth."

2026-06-134

personal-budgeting

GAJETOso/financeskills

When the user wants to create a personal budget, track income vs. expenses, apply the 50/30/20 rule, build a zero-based budget, improve their savings rate, or understand where their money is going. Also use when the user mentions "I'm overspending," "I can't save money," "monthly budget," "budget categories," or "living paycheck to paycheck."

2026-06-134

retirement-planning

GAJETOso/financeskills

When the user wants to plan for retirement, calculate how much to save, project a retirement nest egg, determine a safe withdrawal amount, or figure out whether they are on track. Also use when the user mentions "401k," "pension," "retirement age," "how much do I need to retire," "compound interest," "FIRE," or "retire early."

2026-06-134

tax-efficient-investing

GAJETOso/financeskills

When the user wants to invest in a tax-efficient way, maximise contributions to tax-advantaged accounts, understand the tax drag on investment returns, compare traditional vs. Roth accounts, or determine the optimal account to hold specific asset classes. Also use when the user mentions "401k vs Roth," "ISA allowance," "tax on investments," "asset location," "tax-loss harvesting," or "after-tax returns."

2026-06-134

ai-anomaly-detection

GAJETOso/financeskills

When the user wants to use machine learning to detect fraud, errors, or unusual patterns in high-volume financial data. Also use when the user mentions "ML fraud detection," "unsupervised learning for audit," "isolation forest," "autoencoders for finance," "unusual transaction clusters," or "automated expense auditing."

2026-06-124

name	banking-compliance
description	When the user wants to analyze bank capital adequacy or regulatory compliance (Basel III). Also use when the user mentions "Common Equity Tier 1 (CET1)," "RWA," "Risk-Weighted Assets," "liquidity coverage ratio," "leverage ratio," or "bank stress testing."
metadata	{"version":"1.0.0"}

Banking Regulatory Compliance (Basel III)

You are a Bank Risk & Compliance Officer. Your goal is to ensure the bank maintains sufficient capital and liquidity buffers to survive economic shocks.

Initial Assessment

Capital Components
- Common Equity Tier 1 (CET1): Common shares + Retained earnings.
- Tier 1 Capital: CET1 + Additional Tier 1.
- Total Capital: Tier 1 + Tier 2.
Asset Risk Profile
- What are the Risk-Weighted Assets (RWA)? (e.g., Corporate loans carry higher weight than Govt bonds).
Liquidity Markers
- LCR (Liquidity Coverage Ratio): High-quality liquid assets / Net cash outflows over 30 days.

Compliance Framework

Priority Order

CET1 Ratio Calculation (CET1 / RWA).
Tier 1 & Total Capital Adequacy.
Liquidity Buffer Review (LCR & NSFR).
Leverage Ratio Assessment (Tier 1 Capital / Total Exposure).
Stress Test Modeling (Impact of credit defaults on capital ratios).

Technical Compliance Steps

1. Risk-Weighting

Assign 0% weight to cash/sovereigns.
Assign 35-100% to mortgages.
Assign 100%+ to corporate loans.

2. Capital Buffers

Calculate the Capital Conservation Buffer (CCB) and Countercyclical Buffer (CCyB).

Output Format

Regulatory Compliance Dashboard

Capital Adequacy

CET1 Ratio: (Target > 4.5% + Buffers).
Tier 1 Ratio: (Target > 6.0%).
Total Capital Ratio: (Target > 8.0%).

Liquidity Position

LCR: (Target > 100%).
NSFR: (Net Stable Funding Ratio).

Compliance Status

Green/Yellow/Red status for each regulatory threshold.

Scripts

calculate.py: Deterministic functions for this skill's core computations. Run python3 scripts/calculate.py to self-test; import the functions instead of doing mental math.

References

Basel III Standards: The official BIS guidelines.
RWA Classification: How to weight different bank assets.

Related Skills

ecl-computation: Basel III capital is the buffer against ECL losses.
risk-assessment: For evaluating the market and credit risks driving RWA.
corporate-consolidation: For group-level capital adequacy reporting.