personal-budget

---

name: personal-budget description: Analyze personal spending history, build a calibrated budget with expense scenarios, and generate a ready-to-use Google Sheets tracker via Apps Script. Triggers: бюджет, личные финансы, расходы, burn rate, personal budget, финансовый план, учёт расходов, экономия.

Load and follow the instructions from the canonical file at .vaibe/skills/personal-budget/SKILL.md as if they were written here. Do not act on this wrapper — it holds only metadata; the full skill logic lives in the canon.

@.vaibe/skills/personal-budget/SKILL.md