just-fucking-cancel

name	just-fucking-cancel
description	Analyze bank transaction CSVs to find recurring charges, categorize subscriptions, and cancel what you don't need. Use when user says "cancel subscriptions", "audit subscriptions", "find recurring charges", or "what am I paying for". Supports Apple Card, Chase, Mint, and generic CSV formats. Outputs interactive HTML audit with copy-to-cancel workflow.

just-fucking-cancel

Analyze transactions, categorize subscriptions, generate HTML audit, help cancel.

Workflow

1. Get Transaction CSV

Ask user for bank/card CSV export. Common sources:

• Apple Card: Wallet → Card Balance → Export
• Chase: Accounts → Download activity → CSV
• Mint: Transactions → Export

2. Analyze Recurring Charges

Read CSV, identify recurring patterns:

• Same merchant, similar amounts, monthly/annual frequency
• Flag subscription-like charges (streaming, SaaS, memberships)
• Note charge frequency and total annual cost

3. Categorize with User

For each subscription, ask user to categorize:

• Cancel - Stop immediately
• Investigate - Needs decision (unsure, trapped in contract)
• Keep - Intentional, continue paying

Ask in batches of 5-10 to avoid overwhelming.

4. Generate HTML Audit

Copy template.html and populate:

• Update header summary:
  • Scope line: "found N subscriptions · N transactions"
  • Breakdown: "Cancelled N · Keeping N"
  • Savings: yearly amount big, monthly in parentheses
  • Timestamp: current date
• Add rows to appropriate sections (cancelled/investigate/keep)
• Include notes from user responses

Row templates in the HTML comments show the structure.

5. Cancel Subscriptions

When user checks items and copies from floating button, they'll paste: Cancel these: Service1 ($XX), Service2 ($XX)...

For each service:

1. Check common-services.md for cancel URL
2. Use browser automation to navigate and cancel
3. Update HTML row to cancelled status with date

HTML Structure

Three sections, auto-hide when empty:

• Cancelled (green badge, strikethrough) - Done items, the win
• Needs Decision (orange badge) - Has checkboxes for cancel selection
• Keeping (grey badge) - No checkboxes, just reference

Features:

• Floating copy button appears when items checked
• Privacy toggle blurs service names
• Collapsible sections via header click
• Dark mode support

Cancellation Tips

For difficult services, see common-services.md:

• Direct cancel URLs for 50+ services
• Dark pattern warnings (gym contracts, phone-only)
• Retention script responses
• Credit card dispute backup

Privacy

All data stays local. Transaction CSVs are analyzed in-session only.