polygon-defi

name	polygon-defi
description	DeFi operations on Polygon using the Polygon Agent CLI. Covers same-chain token swaps, cross-chain bridging, and yield deposits into Aave v3 and Morpho vaults via Trails earn pool discovery. All commands dry-run by default — add --broadcast to execute.

Polygon DeFi Skill

Session Prerequisites

Before any DeFi operation, the wallet session must include the token contracts and pool contracts. If the user does not yet have a session, or has an older session that predates this list, create one now — do not wait until a deposit fails:

polygon-agent wallet create --usdc-limit 50 \
  --contract 0xc2132D05D31c914a87C6611C10748AEb04B58e8F \
  --contract 0x7ceB23fD6bC0adD59E62ac25578270cFf1b9f619 \
  --contract 0x781fb7f6d845e3be129289833b04d43aa8558c42 \
  --contract 0xf5c81d25ee174d83f1fd202ca94ae6070d073ccf \
  --contract 0x3f33f9f7e2d7cfbcbdf8ea8b870a6e3d449664c2

Aave V3 Pool (0x794a61358d6845594f94dc1db02a252b5b4814ad) is auto-whitelisted in every session — no --contract flag needed for it. The above command adds:

• USDT: 0xc2132D05D31c914a87C6611C10748AEb04B58e8F
• WETH: 0x7ceB23fD6bC0adD59E62ac25578270cFf1b9f619
• Morpho Compound USDC: 0x781fb7f6d845e3be129289833b04d43aa8558c42
• Morpho Compound WETH: 0xf5c81d25ee174d83f1fd202ca94ae6070d073ccf
• Morpho Compound POL: 0x3f33f9f7e2d7cfbcbdf8ea8b870a6e3d449664c2

If the user already has a session but deposit/swap calls are rejected with a permission error, re-create the session with the above command to pick up all current contracts.

---

Swap Tokens (Same-Chain)

# Dry-run — shows route and output amount
polygon-agent swap --from USDC --to USDT --amount 5

# Execute
polygon-agent swap --from USDC --to USDT --amount 5 --broadcast

# Custom slippage (default 0.5%)
polygon-agent swap --from USDC --to USDT --amount 5 --slippage 0.005 --broadcast

Bridge Tokens (Cross-Chain)

# Bridge USDC from Polygon to Arbitrum
polygon-agent swap --from USDC --to USDC --amount 0.5 --to-chain arbitrum --broadcast

# Bridge to other supported chains
polygon-agent swap --from USDC --to USDC --amount 1 --to-chain optimism --broadcast
polygon-agent swap --from USDC --to USDC --amount 1 --to-chain base --broadcast
polygon-agent swap --from USDC --to USDC --amount 1 --to-chain mainnet --broadcast

Valid --to-chain values: polygon, amoy, mainnet, arbitrum, optimism, base.

Query Earn Pools

Use getEarnPools to discover live yield opportunities across protocols before deciding where to deposit.

HTTP

curl --request POST \
  --url https://trails-api.sequence.app/rpc/Trails/GetEarnPools \
  --header 'Content-Type: application/json' \
  --data '{"chainIds": [137]}'

All request fields are optional — omit any you don't need to filter on.

Field	Type	Description
chainIds	number[]	Filter by chain (e.g. [137] for Polygon mainnet)
protocols	string[]	Filter by protocol name, e.g. ["Aave"], ["Morpho"]
minTvl	number	Minimum TVL in USD
maxApy	number	Maximum APY (useful to exclude outlier/at-risk pools)

Fetch (agent code)

The API key is the project access key already available to the agent (SEQUENCE_PROJECT_ACCESS_KEY).

const res = await fetch('https://trails-api.sequence.app/rpc/Trails/GetEarnPools', {
  method: 'POST',
  headers: { 'Content-Type': 'application/json' },
  body: JSON.stringify({ chainIds: [137] }),
});
const { pools } = await res.json();

Response Schema

interface GetEarnPoolsResponse {
  pools:     EarnPool[];
  timestamp: string;   // ISO-8601 fetch time
  cached:    boolean;
}

interface EarnPool {
  id:                          string;  // "{protocol}-{chainId}-{address}"
  name:                        string;  // e.g. "USDC Market"
  protocol:                    string;  // "Aave" | "Morpho"
  chainId:                     number;
  apy:                         number;  // annualised yield as a percentage (e.g. 2.8 = 2.8% APY — NOT a decimal fraction)
  tvl:                         number;  // USD
  token:                       PoolTokenInfo;
  depositAddress:              string;  // contract to approve/send to
  isActive:                    boolean;
  poolUrl?:                    string;
  protocolUrl?:                string;
  wrappedTokenGatewayAddress?: string; // non-null for Aave native-token markets
}

interface PoolTokenInfo {
  symbol:   string;
  name:     string;
  address:  string;
  decimals: number;
  logoUrl?: string;
}

Tip: wrappedTokenGatewayAddress is set on Aave markets that accept a wrapped native token (WPOL, WETH). Pass this address instead of depositAddress when depositing POL/ETH directly.

---

Deposit to Earn Yield

Pool discovery uses TrailsApi.getEarnPools — picks the most liquid pool (highest TVL) for the asset on the requested chain. No hardcoded addresses — the pool is resolved at runtime. Supported chains: Polygon, Base, Arbitrum, Optimism, Ethereum mainnet (any chain Trails indexes).

Gas requirement: The wallet needs POL for gas, or a session created with --usdc-limit to enable USDC paymaster. If the wallet has no POL, create the session with --usdc-limit 50. The CLI always reserves 0.1 USDC for gas — never deposit the full balance. If the requested amount would leave less than 0.1 USDC, the CLI auto-reduces the deposit and prints a note.

Session setup: The wallet session must whitelist the token contract and the pool deposit contract, or the relay will reject the transaction with a 400 error. Run a dry-run first to get the exact addresses, then create (or re-create) the session with both contracts:

# 1. Dry-run to discover the token address and pool depositAddress
polygon-agent deposit --asset USDC --amount 1

# 2. Create session with those contracts whitelisted (prevents 400 permission error on broadcast)
polygon-agent wallet create --usdc-limit 50 --contract <tokenAddress> --contract <depositAddress>

# 3. Broadcast
polygon-agent deposit --asset USDC --amount 1 --broadcast

Omitting --contract for the deposit pool is the most common cause of a "Request aborted" (code 1005) error on broadcast.

# Dry-run — shows pool name, APY, TVL, and deposit address before committing
polygon-agent deposit --asset USDC --amount 0.3

# Execute — deposits into the highest-TVL active pool
polygon-agent deposit --asset USDC --amount 0.3 --broadcast

# Filter by protocol
polygon-agent deposit --asset USDC --amount 0.3 --protocol aave --broadcast
polygon-agent deposit --asset USDC --amount 0.3 --protocol morpho --broadcast

Supported Protocols

Protocol	Encoding	Description
Aave v3	supply(asset, amount, onBehalfOf, referralCode)	Lending pool deposit
Morpho	deposit(assets, receiver) — ERC-4626	Vault deposit

Vault/pool addresses are resolved dynamically from Trails — they are not hardcoded. The dry-run output includes depositAddress so you can inspect the exact contract before broadcasting.

Withdraw (Aave aToken or ERC-4626 vault)

Pass the position token you hold: an Aave aToken address, or a Morpho / ERC-4626 vault (share) address. The CLI resolves the Aave Pool via POOL() on the aToken, or uses redeem on the vault. Dry-run by default.

# Full exit from an Aave position (aToken from balances output)
polygon-agent withdraw --position 0x68215b6533c47ff9f7125ac95adf00fe4a62f79e --amount max --chain mainnet

# Partial Aave withdraw (underlying units, e.g. USDC)
polygon-agent withdraw --position <aToken> --amount 0.5 --chain mainnet --broadcast

# ERC-4626: max redeems all shares; partial amount is underlying units (convertToShares)
polygon-agent withdraw --position <vault> --amount max --chain polygon --broadcast

Whitelist the pool (Aave) or vault contract on the session if the wallet rejects the call (polygon-agent wallet create --contract <poolOrVault>).

Same chain as the transaction: if you use withdraw --chain mainnet, create or refresh the session with wallet create --chain mainnet (not only Polygon defaults). Include --contract for the pool and for the underlying ERC-20 on that chain (e.g. mainnet USDC 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48) so fee / helper transfers are allowed. Tight --usdc-limit can block those — omit or relax for yield exits.

Session Whitelisting

If the deposit is rejected with a session permission error, both the token contract and the pool deposit contract must be whitelisted in the session:

# 1. Dry-run first — output includes both addresses under `transactions[0].to` (token) and `depositAddress` (pool)
polygon-agent deposit --asset USDC --amount 0.3
# → note the token contract address (e.g. USDC: 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359)
# → note the depositAddress (e.g. Aave V3: 0x794a61358d6845594f94dc1db02a252b5b4814ad)

# 2. Re-create wallet session with BOTH contracts whitelisted
polygon-agent wallet create --contract <tokenAddress> --contract <depositAddress>

# 3. Retry
polygon-agent deposit --asset USDC --amount 0.3 --broadcast

Contracts auto-whitelisted in every session (no --contract flag needed):

• USDC: 0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359
• USDC.e: 0x2791Bca1f2de4661ED88A30C99A7a9449Aa84174
• Aave V3 Pool: 0x794a61358d6845594f94dc1db02a252b5b4814ad

Yield Vault Contract Whitelist

Polygon Mainnet (chainId 137)

Protocol	Asset	Address
Aave V3 Pool (all markets)	USDC, USDT, WETH, WMATIC…	0x794a61358d6845594f94dc1db02a252b5b4814ad
Morpho Compound USDC	USDC	0x781fb7f6d845e3be129289833b04d43aa8558c42
Morpho Compound WETH	WETH	0xf5c81d25ee174d83f1fd202ca94ae6070d073ccf
Morpho Compound POL	POL	0x3f33f9f7e2d7cfbcbdf8ea8b870a6e3d449664c2

---

Full DeFi Flow Example

# 1. Check balances
polygon-agent balances

# 2. Swap POL → USDC
polygon-agent swap --from POL --to USDC --amount 1 --broadcast

# 3. Deposit USDC into highest-TVL yield pool
polygon-agent deposit --asset USDC --amount 1 --broadcast
# → protocol: morpho (or aave, whichever has highest TVL at the time)
# → poolApy shown in dry-run output

# 4. Bridge remaining USDC to Arbitrum
polygon-agent swap --from USDC --to USDC --amount 0.5 --to-chain arbitrum --broadcast

---

wallet create — Key Options

Flag	Purpose
--usdc-limit <amt>	Enable USDC gas paymaster. Required when the wallet has no POL. Recommended: --usdc-limit 50.
--contract <addr>	Whitelist an additional contract (repeatable). Use this if a deposit is rejected due to a missing contract permission.

# New session with USDC gas enabled
polygon-agent wallet create --usdc-limit 50

---

Troubleshooting

Error	Cause	Fix
Insufficient <token>: wallet has X	Balance too low for the requested deposit amount	Run polygon-agent balances and adjust --amount
Wallet has no POL for gas	No native gas and no USDC paymaster	Fund with POL (polygon-agent fund) or re-create session with --usdc-limit 50
Transaction rejected by relay	Session permissions missing for pool or token contract	Re-create with --contract <tokenAddress> --contract <depositAddress>
Unable to pay gas	No usable fee token found	Fund with POL or add --usdc-limit 50 to session
Protocol X not yet supported	Trails returned a protocol other than aave/morpho	Use polygon-agent swap to obtain the yield-bearing token manually
swap: no route found	Insufficient liquidity for the pair	Try a different amount or token pair