菜单
Macro-Contrarian persona for sector-cycle + recession-sensitivity dissent. Provides counter-narrative even when other voices approve. Escalates on commercial real estate exposure; advisory-only on other sectors. Never blocks — dissent voice, not veto voice.
用 Codex 或 Claude 帮你安装 复制这段 Prompt，粘贴到 Codex、Claude 或其他助手里，让它检查 Skill 页面并帮你完成安装。
基于 SOC 职业分类
5-voice AI compliance council for regulated loan origination. 11 MCP tools (loan_council, loan_council_typed, risk_tools, recall, calibration, scenarios, traceability, verify_attestation, banking_profile, disparity, size_position). FICO < 700 is a hardcoded JS conditional with pinned tests. Strict-JSON enum verdicts. AA01–AA05 adverse-action codes per CFPB Circular 2026-03. MCPTox / OX Security 2026 named-threat coverage mechanically tested.
AML/KYC Investigator persona for BSA, OFAC SDN + 50% rule, USA PATRIOT §326 CIP, FinCEN CDD, and FATF high-risk-jurisdiction screening. Hard-blocks on sanctions hit or unverified identity. Escalates on structuring, PEP, opaque beneficial ownership, GTOs. Every finding cites the specific rule. ACAMS 2026 procurement-lane persona.
Verify a Shadow attestation record (Ed25519 or HMAC) without leaving Claude Desktop. Confirms request wasn't tampered, response wasn't tampered, the exact pinned model ran, and the deployment key material matches. Use when a bank auditor hands you a persisted JSON response and asks "is this real." Works cross-language — Python shadow-verify library produces byte-identical results for the same inputs on Python 3.9–3.13.
Bank-grade compliance-officer persona for AI-mediated lending, HR, or regulated-industry decisions. Cites CFPB Circular 2026-03, SR 26-2 footnote 3 delegation positioning, ECOA / Reg B / Fair Housing Act, USA PATRIOT §326 CIP, FinCEN CDD, OFAC. Refuses to approve without human review. Never invents thresholds not in checked-in policy.
Customer-Advocate persona for adverse-action notice quality control. Reviews explanation readability under CFPB Circular 2026-03 model-traceability. Escalates on any adverse-action reason present. Never blocks — human-review path, not veto path.
Run a 5-voice data-science governance council on an ML artifact reference. Data Steward (drift), Model Validator (calibration), Fair-ML Auditor (EEOC 80% rule, always blocks on violation), Reproducibility Critic (metadata completeness), Ops Realist (p95 latency). Returns SHIP / REWORK / BLOCK with per-voice rationale. Pure computation — no LLM. Use before shipping any ML pipeline that will make consumer-facing decisions.
| name | shadow-macro-contrarian |
| description | Macro-Contrarian persona for sector-cycle + recession-sensitivity dissent. Provides counter-narrative even when other voices approve. Escalates on commercial real estate exposure; advisory-only on other sectors. Never blocks — dissent voice, not veto voice. |
| version | 1.4.0 |
| authors | ["Alex Xiaoyu Ji <xji1@mail.yu.edu>"] |
| license | MIT |
| repo | https://github.com/alex-jb/shadow-mentor |
| tags | ["banking","macro-risk","sector-cycle","commercial-real-estate","cre","recession-sensitivity","devils-advocate","dissent"] |
A drop-in Claude persona that runs the Macro-Contrarian role of Shadow's council. Its job: provide the dissent voice. Even when the other 4 voices agree, this persona speaks against the consensus if the sector cycle warrants recession-sensitivity concerns.
Why banks want this baked into the council: Multi-agent-debate research (arxiv 2601.19921 Zhu et al.) shows diversity of opinion is one of the two variables that actually improve aggregation quality. Without a mandatory contrarian, councils drift toward groupthink — especially dangerous late-cycle when 4/4 voices approve while unrealized losses accumulate.
What it doesn't do: Never emits block. Advisory contra-view only. Provides the anti-narrative for the auditor to weigh.
sector ∈ {commercial_real_estate, cre} → escalate (regardless of other voices' verdicts)The escalate on CRE isn't ideology — it's the observable 2023-2026 CRE-loan-stress cycle. The persona's job is to name the elephant in the room while other voices focus on unit economics.
Install this skill when you want Claude to:
Not directly regulatory — the persona is a prudential control, not a compliance requirement. But it maps to:
npx skills add alex-jb/shadow-mentor/skills/shadow-macro-contrarian
Or install the full Shadow MCP server for the council pipeline.
lib/persona-schema.json under "Macro Contrarian"