name	financial-research
description	Public-company financial research workflow for answering factual market, filing, KPI, guidance, trend, and event questions with sourced evidence. Use when a task asks about a company, ticker, financial metric, business event, SEC filing, earnings result, or public market data.

Financial Research Skill

This skill is a portable public-research workflow. It intentionally does not assume Dexter, Financial Datasets, or any private provider. Use public filings, company investor-relations materials, exchange/SEC pages, reputable news, and any public web tools available in the target environment.

Checklist

Restate the question as the exact fact pattern to verify.
Identify the company/ticker, fiscal period, metric definition, and requested answer format.
Pick source types in this order: company disclosure/filing, regulator or exchange record, reputable news/industry source, broad web search.
Gather the minimum evidence needed; do not over-collect unrelated context.
Normalize units and periods before comparing values.
Calculate deltas explicitly when asked for beats/misses, growth, ranges, or basis-point differences.
Cross-check material numbers or event claims.
Return a concise answer with evidence names/dates and caveats for uncertainty.

Source Selection Patterns

Earnings and guidance: earnings release, 10-Q/10-K, investor presentation, transcript, and guidance tables.
Business events: company press releases, 8-Ks, merger/proxy filings, regulator/court releases, then reputable news for external context.
Historical metrics: annual reports and consistent company-defined KPIs; if a metric definition changes, call that out.
People and governance: proxy statements, annual meeting materials, board announcements, and company leadership pages.
Market data: exchange pages, company quote pages, and reputable market data summaries; avoid paid/private endpoints for the public benchmark target.

Research Loop

Search once with the complete natural-language question or a rich ticker + metric query.
Open/fetch full source documents only when snippets do not contain enough evidence.
For independent sub-questions, research them in parallel if the environment supports subagents or parallel tool calls.
Keep a scratch table of source value, period, units, and citation before writing the final answer.

Calculation Rules

Basis-point difference = (actual percentage - reference percentage) * 100.
Percentage range as a share of midpoint = (high - low) / ((high + low) / 2).
Growth rate should state whether it is year-over-year, CAGR, sequential, or annualized.
Use the company's fiscal labels exactly (for example, Q4 FY2025 versus calendar Q4 2024).

Final Answer Rules

Answer the asked question first; evidence follows.
Preserve requested formatting for tables, line breaks, or quoted labels.
Do not present personalized investment advice unless explicitly requested and supported by suitability context.
Do not mention Dexter or benchmark fixtures in the answer.

Financial Research Skill

Checklist

Restate the question as the exact fact pattern to verify.

Identify the company/ticker, fiscal period, metric definition, and requested answer format.

Pick source types in this order: company disclosure/filing, regulator or exchange record, reputable news/industry source, broad web search.

Gather the minimum evidence needed; do not over-collect unrelated context.

Normalize units and periods before comparing values.

Calculate deltas explicitly when asked for beats/misses, growth, ranges, or basis-point differences.

Cross-check material numbers or event claims.

Return a concise answer with evidence names/dates and caveats for uncertainty.

Source Selection Patterns

Earnings and guidance: earnings release, 10-Q/10-K, investor presentation, transcript, and guidance tables.

Business events: company press releases, 8-Ks, merger/proxy filings, regulator/court releases, then reputable news for external context.

Historical metrics: annual reports and consistent company-defined KPIs; if a metric definition changes, call that out.

People and governance: proxy statements, annual meeting materials, board announcements, and company leadership pages.

Market data: exchange pages, company quote pages, and reputable market data summaries; avoid paid/private endpoints for the public benchmark target.

Research Loop

Search once with the complete natural-language question or a rich ticker + metric query.

Open/fetch full source documents only when snippets do not contain enough evidence.

For independent sub-questions, research them in parallel if the environment supports subagents or parallel tool calls.

Keep a scratch table of source value, period, units, and citation before writing the final answer.

Calculation Rules

Basis-point difference = (actual percentage - reference percentage) * 100.

Percentage range as a share of midpoint = (high - low) / ((high + low) / 2).

Growth rate should state whether it is year-over-year, CAGR, sequential, or annualized.

Use the company's fiscal labels exactly (for example, Q4 FY2025 versus calendar Q4 2024).

Final Answer Rules

Answer the asked question first; evidence follows.

Preserve requested formatting for tables, line breaks, or quoted labels.

Do not present personalized investment advice unless explicitly requested and supported by suitability context.

Do not mention Dexter or benchmark fixtures in the answer.

financial-research