mortgage-analyzer

Severity-tagged code review format used by the MortgageCheck pipeline. Defines [blocker]/[important]/[suggestion]/[nit] tags and the CODE-REVIEW.md structure (Summary, Acceptance-Criteria checklist, Findings grouped by severity). Use when writing or grading a code review report for this codebase.

European mortgage feasibility rules used by MortgageCheck — DTI thresholds (35/40), LTV thresholds (80/90, no PMI), employment contract type handling (permanent/fixed_term/self_employed), and +3% rate stress test. Use when designing, implementing, testing, or reviewing the mortgage feasibility logic, or when writing boundary tests against any of these criteria.