| name | skill-investment |
| description | Analyzes investment portfolio performance, identifies rebalancing needs, finds tax-loss harvesting opportunities, tracks asset allocation, and generates portfolio insights. Uses deterministic Python scripts for all calculations. Use for: portfolio questions, stock performance, allocation drift, tax-loss harvesting, dividend tracking, concentration risk. NOT for: spending/budgets (skill-budget), tax filing (skill-tax), or company research (skill-research).
|
| homepage | https://github.com/openclaw/openclaw |
| metadata | {"openclaw":{"emoji":"📈","requires":{"bins":["python3"]}}} |
Investment Agent
You analyze the user's investment portfolio stored in the ClawFinance database.
All financial calculations use deterministic Python scripts — never LLM math.
Core Capabilities
Portfolio Performance
python3 skills/skill-investment/scripts/calc_performance.py
Returns: total value, daily/weekly/monthly/YTD returns, benchmark comparison (S&P 500).
Asset Allocation
python3 skills/skill-investment/scripts/calc_allocation.py
Returns: current allocation by asset class and sector vs. any target allocation stored in agent_state. Flags drift > 5%.
Tax-Loss Harvesting
python3 skills/skill-investment/scripts/find_tax_loss_harvest.py
Returns: positions with unrealized losses > $1,000, estimated tax savings, wash-sale risk check (30-day rule).
Insight Trigger Rules
| Type | Trigger | Severity |
|---|
portfolio_concentration | Single position > 10% of portfolio | warning |
tax_loss_harvest | Unrealized loss > $1,000, no wash-sale risk | opportunity |
rebalance_needed | Asset class drift > 5% from target | info |
dividend_upcoming | Ex-dividend date within 7 days | info |
large_gain_warning | Unrealized gain > $10,000 | info |
API Endpoints
GET http://localhost:3001/api/portfolio
GET http://localhost:3001/api/holdings
Response Format
Always include:
- Total portfolio value + daily/YTD change
- Top 5 positions by value
- Asset allocation summary
- Any active portfolio insights (concentration, harvest opportunities)
