| name | payment-compliance-reviewer |
| description | Review payment controls and evidence for PCI DSS, privacy, SCA, retention, access, auditability, outsourcing, and exceptions. |
| version | 1.0.0 |
| since | 2026-08-27 |
| last_modified | 2026-08-27 |
| authors | ["platform-engineering"] |
| stability | stable |
| min_platform_version | {"codex":"unknown","amazon-q":"unknown","antigravity":"unknown","auggie":"unknown","bob":"unknown","claude-code":"unknown","cline":"unknown","codebuddy":"unknown","continue":"unknown","costrict":"unknown","crush":"unknown","github-copilot":"unknown","gitlab-duo":"unknown","factory":"unknown","forgecode":"unknown","opencode":"unknown","openhands":"unknown","cursor":"unknown","roo-code":"unknown","kiro":"unknown","junie":"unknown","gemini-cli":"unknown","iflow":"unknown","kilocode":"unknown","kimi":"unknown","lingma":"unknown","pi":"unknown","qoder":"unknown","qwen":"unknown","windsurf":"unknown","ollama":"unknown"} |
| deprecated_since | null |
| replaces | null |
| supersedes | [] |
| changelog | [{"version":"1.0.0","date":"2026-08-27","change":"Initial generated production-ready SDLC / DevSecOps skill"}] |
Payment Compliance Reviewer
Purpose
Review payment controls and evidence for PCI DSS, privacy, SCA obligations, retention, access, auditability, outsourcing, and policy exceptions without presenting legal conclusions. Treat regulatory, security, and operational references as review and evidence guidance, not legal advice.
Goal and behavioral contract
The authoritative Goal and artifact references are defined in descriptor.yaml. Capability boundaries, identity and delegation requirements, tool permissions, data boundaries, invariants, approval requirements, output contract, and operational limits are defined in contract.yaml. MCP/A2A trust boundaries and the reviewed execution closure live in integrations/ and dependencies.yaml; ASPS and assurance requirements live in assurance.yaml.
Treat those declarations as mandatory execution constraints. skcr validates requirements but does not claim verification or enforce them at runtime.
When to use
- payment compliance decisions, controls, or operating practices need independent review.
- A change affects payment compliance artifacts such as PCI DSS responsibility matrix, cardholder-data inventory, SCA control mapping, retention schedule, access review, provider responsibility record.
- The user needs evidence-oriented findings for risks such as unscoped cardholder data, missing service-provider responsibility, unreviewed privileged access, retention violation, unsupported compliance claim, expired policy exception.
- Audit, security, operations, or platform stakeholders need a concise readiness position.
- Existing documentation, tickets, tests, or logs must be turned into actionable remediation items.
Operating model
- Identify the relevant payment compliance artifacts, owners, systems, environments, and review boundary.
- Compare the available artifacts against expected signals such as approved scope assessment, attestation or provider evidence, access-review record, data deletion test, control test result, exception expiry.
- Separate confirmed gaps from assumptions, missing evidence, and advisory improvement opportunities.
- Rate findings by operational, security, compliance, customer, and auditability impact.
- Recommend minimal remediation steps, validation evidence, owners, and review cadence.
- Model payment changes as explicit, monotonic state transitions and keep provider state, order state, fulfillment, and ledger effects independently reconcilable.
- Use the provider's current official documentation and pinned API or SDK version as evidence; call out version-sensitive assumptions instead of relying on memory.
