retirement-planner

name	retirement-planner
description	退休规划工具。退休金计算、投资策略、社保养老金、投资组合、提取策略、缺口分析。Retirement planner with pension calculation, investment strategy, social security, portfolio, withdrawal strategy, gap analysis. Use when you need retirement planner capabilities. Triggers on: retirement planner.

retirement-planner

退休规划工具。退休金计算、投资策略、社保养老金、投资组合、提取策略、缺口分析。Retirement planner with pension calculation, investment strategy, social security, portfolio, withdrawal strategy, gap analysis.

核心特点

🎯 精准 — 针对具体场景定制化输出 📋 全面 — 多个命令覆盖完整工作流 🇨🇳 本土化 — 完全适配中文用户习惯

可用命令

• low — low
• medium — medium
• high — high
• low — low
• medium — medium
• high — high
• low — low
• medium — medium

专业建议

• 算清需求** — 退休后月开销 × 12 × 预期寿命年数
• 盘点资源** — 社保养老金 + 现有储蓄 + 投资收益
• 填补缺口** — 制定每月储蓄和投资计划
• 通胀率按3%估算（实际可能更高）
• 投资回报：保守4%，中等7%，积极10%

---

retirement-planner by BytesAgain

💬 Feedback & Feature Requests: https://bytesagain.com/feedback Powered by BytesAgain | bytesagain.com