القائمة
Analyze current month budget variance, spending trends, anomalies, and savings rate.
يُحدَّد Prompt الذي يراجع المصدر أولًا بشكل افتراضي. يمكنك التبديل إلى أمر مباشر أو تنزيل نسخة محلية.
اقرأ SKILL.md وأي ملفات مرافقة يعرضها SkillsMP قبل أن تقرر التثبيت.
التثبيت باستخدام Codex أو Claude انسخ هذا Prompt والصقه في Codex أو Claude أو مساعد آخر ليراجع صفحة Skill ويثبّتها لك.
يتجاوز الأمر المباشر Prompt المخصّص للمراجعة. افحص المصدر قبل تشغيله.
npx skills add https://github.com/hvkshetry/StewardOS --skill budget-reviewيبقى الأمر في سطر واحد. مرّر أفقيًا لمراجعته كاملًا قبل النسخ.
تفضّل نسخة محلية؟ نزّل الملفات المتاحة حاليًا لدى SkillsMP.
Personal budgeting and financial planning skill. Use when: (1) Analyzing spending patterns by category or time period, (2) Comparing budget vs actual spending, (3) Calculating savings rates, (4) Forecasting cash flow, (5) Planning tax-aware financial decisions. Tools: actual-mcp for budget/transaction data, ghostfolio-mcp for investment portfolio context.
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استنادا إلى تصنيف SOC المهني
عرض SKILL.md
| name | budget-review |
| description | Analyze current month budget variance, spending trends, anomalies, and savings rate. |
| user-invocable | true |
Analyze the current month's budget performance with trend context, anomaly detection, and savings rate tracking.
actual-budget.analytics(operation="monthly_summary")actual-budget.analytics(operation="spending_by_category")actual-budget.budgetactual-budget.transactionactual-budget.analytics(operation="balance_history")scripts/budget_variance_analyzer.py — materiality-filtered variance analysis with favorability classification; feed it actual-budget.analytics spending data and budget targetsactual-budget.analytics(operation="monthly_summary") for current and prior 3 monthsactual-budget.analytics(operation="spending_by_category") for current monthactual-budget.budget for current month budget targets by categoryCompare actual spending to budget by category:
## Budget Variance — [Month Year]
| Category | Budget | Actual | Variance | % | Status |
|----------|--------|--------|----------|---|--------|
| | | | | | Over/Under/On Track |
### Summary
| | Amount |
|---|--------|
| Total Budgeted | |
| Total Spent | |
| Net Variance | |
Flag categories with:
Compare current month to rolling 3-month average:
### Spending Trends
| Category | 3-Mo Avg | This Month | Delta | Trend |
|----------|----------|-----------|-------|-------|
| | | | | Rising/Falling/Stable |
Flag categories with sustained rising trends (3+ consecutive months of increase).
Scan for unusual patterns:
### Savings Rate
| Metric | Amount |
|--------|--------|
| Total Income | |
| Total Expenses | |
| Net Savings | |
| Savings Rate | X% |
| 3-Month Avg Savings Rate | X% |
| YTD Savings Rate | X% |
## Budget Review — [Month Year]
### Key Findings
- [2-3 headline observations]
### Variance Summary
[Table from Step 2]
### Trend Highlights
[Notable trends from Step 3]
### Anomalies
[Flagged items from Step 4]
### Savings Rate
[Metrics from Step 5]
### Action Items
- [Specific budget adjustments or follow-ups needed]