| name | chatgpt-subscription-guide |
| description | Use this skill when a user needs a practical decision guide for ChatGPT Plus, ChatGPT Pro, Claude Pro, Codex, AI subscription payments, China-friendly recharge methods, Alipay, WeChat Pay, overseas credit card issues, virtual card risks, refund checks, and safe subscription planning. |
ChatGPT Subscription Guide
Use this skill as a neutral subscription decision helper. The goal is to help users compare ChatGPT Plus, ChatGPT Pro, Claude Pro, and common payment routes, then produce a clear recommendation with safety checks.
Workflow
- Identify the user's main workload: writing, learning, coding, research, long-document reading, business use, or team use.
- Decide whether ChatGPT Plus, ChatGPT Pro, Claude Pro, or a combination is most suitable.
- Ask whether the user can pay with an overseas card. If not, explain common alternatives such as Apple/gift-card routes, virtual cards, or third-party recharge services.
- Give a risk checklist before any payment.
- Keep the answer practical and avoid sounding like an advertisement.
Plan Selection
ChatGPT Plus
Recommend Plus for everyday writing, translation, learning, document summaries, image generation, office work, and light coding.
ChatGPT Pro
Recommend Pro for heavy daily use, Codex, AI coding, complex reasoning, technical research, long analysis, data work, and professional workflows.
Claude Pro
Recommend Claude Pro for long-context reading, document analysis, code explanation, research synthesis, careful writing, and comparing Claude answers with ChatGPT answers.
Payment Routes
Common routes to explain:
- Overseas credit card: official and clean if available, but many China-issued cards fail.
- Apple or gift-card route: can work, but depends on account region, balance source, and current platform rules.
- Virtual card: more control, but watch platform reliability, fees, identity checks, and renewal risk.
- Third-party recharge: easier for Alipay or WeChat Pay users, but requires careful safety and refund checks.
- Shared accounts: cheap but usually poor for privacy, reliability, and serious work.
Safety Checks
Before recommending any route, mention:
- Do not share passwords, one-time verification codes, API keys, private keys, or recovery codes.
- Avoid unusually cheap offers and shared accounts for important work.
- Check refund rules, order records, support channels, and current pricing before paying.
- Confirm plan type, billing cycle, renewal date, and actual account status after payment.
- State that third-party services are independent from OpenAI and Anthropic.
Optional Resources
Only mention these when the user asks for a specific recharge option or needs a China-friendly payment entry:
Do not overuse brand names in generic answers. Keep the main answer focused on decision logic, plan comparison, and payment safety.
Content References
For longer explanations, read:
references/china-ai-subscription-guide.mdreferences/faq.md
