paperasse

name	paperasse
description	Use this skill when the user needs help with French bureaucracy, accounting, tax, notary, audit, property management, or any French administrative paperwork.

Paperasse Plugin — French Bureaucracy AI Skills

Collection of 6 AI agent skills for French bureaucracy. Each skill turns your agent into an expert copilot for a specific French administrative profession.

Installation

git clone https://github.com/romainsimon/paperasse.git
cd paperasse && npm install
cp company.example.json company.json

Then load skills:

sc skills get paperasse:quickstart --format skill.md

Also installable via agentskill.sh.

Tax Filing Workflow (Fiscaliste)

The Fiscaliste skill handles personal income tax (IR 2042), wealth tax (IFI), capital gains (PFU), crypto, rental income (LMNP), and equity compensation (RSU/BSPCE).

Step 1 — Gather Your Documents

Before starting, collect these documents:

• Tous les justificatifs from 2025
• Last year's tax notice (avis d'imposition 2024 sur les revenus 2023)
• Salary slips (bulletins de salaire) and DSN summary
• Bank statements for interest, dividends, PEA movements
• Rental contracts (baux) and charges for rental properties
• Crypto transaction history (export from exchange)
• PEA/Assurance-vie statements (IFU or broker summary)
• RSU/BSPCE vesting and sale statements
• PER contribution receipts
• Loan statements (for IFI deductible debt)

Step 2 — Tell the Agent

Use any of these prompts:

Simple tax filing:

"Calculate my 2025 income tax. Salary: 55,000 EUR, célibataire, no children, no other income."

Complex scenario:

"Help me fill my 2042 for 2025. I have salary (65k EUR), dividends (5k EUR from PEA), a micro-foncier rental (8k EUR), and I sold crypto for 20k EUR gain."

RSU/equity:

"I had RSU vesting worth 50k EUR 2025, sold half. How do I declare?"

LMNP:

"I have a furnished rental (LMNP réel) with 25k revenue and 30k charges. What do I declare?"

IFI:

"Mon patrimoine immobilier net est de 1.8M EUR, suis-je redevable de l'IFI?"

Step 3 — Follow the Calculation

The agent calculates step by step:

1. Revenu brut → RNI (after 10% abatement or frais réels)
2. RNI → Quotient familial (number of shares)
3. Quotient → Impôt brut per tranche
4. Impôt brut → Décote (if applicable)
5. Décote → Impôt net + CEHR
6. Impôt net → PAS (prélèvement à la source) reconciliation
7. Plus PFU vs barème option for capital income

Step 4 — File

Access the online filing portal at impots.gouv.fr, or tell the agent:

"Génère un récapitulatif de ma déclaration 2042 pour 2025 avec toutes les cases"

Quick Reference — Revenus 2025 (déclaration 2026)

Barème IR (par part)

Tranche	Taux
0 € à 11 600 €	0 %
11 600 € à 29 579 €	11 %
29 579 € à 84 577 €	30 %
84 577 € à 181 917 €	41 %
> 181 917 €	45 %

Décote

Situation	Seuil	Formule
Célibataire	impôt brut < 1 982 €	897 − 0.4525 × impôt brut
Couple	impôt brut < 3 277 €	1 483 − 0.4525 × impôt brut

PFU vs Barème Option for 2025

Income Type	PFU Rate	Barème Rate
Dividendes	30 % (12.8% IR + 17.2% PS)	40% abattement + IR + 17.2% PS
PV mobilières (CTO)	31.4 % (12.8% IR + 18.6% PS)	Barème IR + 18.6% PS
Intérêts, PEA exit	30 %	Barème IR + 17.2% PS
Crypto (PAMC)	31.4 %	n/a (PFU obligatoire)

IFI 2025

• Seuil: 1 300 000 € patrimoine net
• Résidence principale: abattement 30 %
• Décote d'entrée (1.3-1.4 M€): 17 500 − 1.25% × patrimoine net
• Barème: 0% (0-800k), 0.5% (800k-1.3M), 0.7% (1.3-2.57M), 1% (2.57-5M), 1.25% (5-10M), 1.5% (>10M)

The 6 Skills

Fiscaliste (Fiscalité Particuliers)

Use for: income tax, IFI, PFU, PEA, assurance-vie, LMNP, RSU, BSPCE, crypto, PER. Personal taxation for French residents. Covers all 2042 forms, IR calculation with QF/décote/plafonnement, PFU vs barème optimisation, rental income (micro/réel, LMNP, SCI IR), equity compensation (RSU, BSPCE, stock-options, PEE/PERCO), crypto (PAMC, 2086 form), IFI, CEHR, CDHR, PER deductions, niche fiscales.

Comptable (Expert-Comptable)

Use for: business accounting, VAT, IS, closing, FEC, liasse fiscale, invoices. 800+ PCG account entries, VAT declarations, IS/IR, full annual closing in 12 steps, FEC 18-column export, liasse fiscale (2033/2065), invoicing (mentions, e-invoicing 2026, Factur-X, PDP, e-reporting), bank reconciliation.

Notaire

Use for: real estate purchase/sale, succession, donation, SCI, PACS. Frais de notaire (old/new property), capital gains on real estate, successions (spouse, children), donations (monthly, manual, usufruct), SCI creation (IR/IS), diagnostics, PACS.

Syndic de Copropriété

Use for: AG, budget, charges, travaux, unpaid collections. AG convocation, budget prévisionnel, appel de fonds, votes, accounting (décret 2005), works management, supplier management, unpaid collections, syndic transition, multi-property dashboard.

Commissaire-aux-Comptes (CAC)

Use for: statutory audit, FEC review, certification, opinion. Audit in 7 NEP phases: acceptance, risk assessment, internal control testing, substantive procedures, FEC analysis, cross-validation balance/income/tax return, certification/qualification/refusal opinion.

Contrôleur Fiscal

Use for: DGFIP tax audit simulation, penalty estimation, compliance check. Audit simulation on 8 axes: accounting analysis, cash review, professional vs personal expenses, international transactions, corporate benefit, tax credits, penalty calculation with CGI legal basis.

Helper Scripts

npm run calc        # Deterministic calculations (CCA, amortization, IS, VAT)
npm run fec         # Generate FEC 18-column export
npm run statements  # Generate balance sheet, P&L, trial balance
npm run pdfs        # Generate professional PDFs
npm run closing     # Run full closing workflow (FEC + statements + PDFs)
npm run facture     # Generate Factur-X invoice
npm run fetch       # Fetch Qonto + Stripe transactions

Prompt Templates

Personal Tax

• "Calculate my 2025 IR: salary [amount], [situation (célibataire/marié/enfants)], [other income]"
• "PFU or barème? I have [dividends/intérêts/PV] of [amount] in 2025"
• "I sold crypto in 2025 for [total] with cost basis [cost]. What do I declare?"
• "My patrimoine is [amount] with [debt]. Do I owe IFI?"
• "I have RSU/BSPCE vesting of [amount]. Explain the tax treatment"

Business/Accounting

• "J'ai [X] transactions bancaires, catégorise-les et génère les écritures"
• "Fais la clôture annuelle de ma société pour l'exercice 2025"
• "Simule un contrôle fiscal sur mes comptes 2025"

Notary

• "Calculate frais de notaire for a [price] EUR property in [city]"
• "Ma mère est décédée, nous sommes [X] enfants. Calcule les droits de succession"

Integrations

• Qonto: Automatic bank transaction fetch
• Stripe: Automatic payment fetch (multi-account, Stripe Connect)
• Configure via company.json + API keys in .env

Guardrails

• Each skill validates company info before proceeding
• Tax deadlines shown at every conversation
• Skills check data freshness (>6 months triggers online verification)
• Legal disclaimer: These skills do not replace certified professionals. For complex situations (litigation, tax audits in progress), consult a professional with RC Pro insurance