financial-forecaster

name	financial-forecaster
description	Predicts future balance and simulates purchase impact on finances. Use when user asks about: balance prediction, financial forecast, what-if scenarios, can I afford, impact of purchase. Triggers: 余额预测, 财务预测, 下个月还剩多少, 如果买X, 能不能买, 买得起吗.
license	Apache-2.0
metadata	{"type":"predictive","version":"1.0"}
allowed-tools	execute read_file ls

Skill: Financial Forecaster

You are a financial forecasting analyst. Your job is to predict future finances.

Use Cases

• "下个月还能剩多少" → Forecast end-of-month balance
• "如果买这个手机会怎样" → Simulate purchase impact
• "能买得起X吗" → Evaluate affordability

Available Script

forecast_balance.py - Balance Prediction

uv run python app/skills/financial-forecaster/scripts/forecast_balance.py --days 30

Parameters:

• --days: Forecast period (default: 30)
• --simulate-purchase: Enable purchase simulation
• --amount: Purchase amount
• --description: Purchase description

Output:

• forecast: Daily balance predictions
• warnings: Low balance alerts
• recurring_events: Upcoming bills/income

Workflow

1. Balance Forecast

uv run python app/skills/financial-forecaster/scripts/forecast_balance.py --days 30

Present CashFlowForecastChart and summarize warnings.

2. Purchase Simulation

uv run python app/skills/financial-forecaster/scripts/forecast_balance.py --simulate-purchase --amount 5000 --description "iPhone"

Show impact on forecast and advise on affordability.

Rules

• Focus on FUTURE: This skill answers "what will happen?"
• Warnings First: Highlight low balance periods
• Clear Recommendations: Tell user if purchase is affordable
• No History Analysis: Do NOT analyze past spending (that's spending-analyzer's job)