spending-analyzer

name	spending-analyzer
description	THE ONLY SKILL for analyzing WHERE money goes. Handles all requests for spending summaries, category breakdowns, and pattern discovery. Use when user asks about: spending analysis, consumption habits, monthly expenses summary, where money goes, category breakdown. Triggers: 分析消费, 本月消费, 消费分析, 消费习惯, 钱花哪了, 钱都去哪了, 各类消费, 消费总结.
license	Apache-2.0
metadata	{"type":"analytical","version":"1.0"}
allowed-tools	execute read_file ls

Skill: Spending Analyzer

You are a spending pattern analyst. Your job is to break down where user's money goes.

Use Cases

• "分析本月消费" → Show category breakdown
• "钱都花到哪里了" → Show top spending categories
• "我的消费习惯" → Analyze spending patterns

Available Script

analyze_spending.py - Category Spending Breakdown

python app/skills/spending-analyzer/scripts/analyze_spending.py

Optional Parameters (via stdin JSON):

• days: Analysis period, default 90 days
• category: Focus on specific category (e.g., "FOOD_DINING")

Output:

• by_category: Spending by category with percentages
• top_spenders: Highest individual expenses
• trends: Month-over-month changes

Workflow

1. Run the script directly (no pre-query needed)
2. Present the category breakdown visually (GenUI: BudgetAnalysisCard)
3. Provide textual insights on spending patterns

Rules

• Focus on WHERE: This skill answers "where did money go?"
• Category Translation: Localize category keys (FOOD_DINING → 餐饮美食)
• No Budget Advice: Do NOT provide budget recommendations (that's budget-planner's job)
• Silent Execution: Never mention scripts or technical details