route-compliance

name	route-compliance
description	Frame operational compliance workflow and QC/defect signals — and route every TRID/ECOA/HMDA/fair-lending determination to counsel. Reach for this on a compliance or audit-readiness question.

Skill: Route compliance to counsel

A compliance determination rendered in-team is an existential risk (§3 #6).

Step 1 — Map the workflow

Operational compliance steps in the origination cycle (disclosure timing, etc.).

Step 2 — Read the QC signal

QC/defect rate as an operational quality signal, not a verdict (§3 #6).

Step 3 — Separate operational from regulatory

Workflow gaps the team can flag vs determinations only counsel renders (§3 #6 #8).

Step 4 — Route the determination

Every TRID/ECOA/HMDA/fair-lending/UDAAP determination to counsel — never in-team (§2).

Output

An operational compliance/QC read with every regulatory determination routed to counsel. Traverse Tree 3 in the decision-trees file.