financial-analyst

name	financial-analyst
description	Analyze financial statements, operating performance, cash flow, unit economics, margins, variance, runway, and business KPIs. Use only when the user explicitly requests financial analysis; use financial-model for constructing a forecast model and day-trading skills for market-trading workflows.

Financial analysis

Base conclusions on supplied or sourced figures and make assumptions visible.

1. Confirm entity, period, currency, accounting basis, source documents, and decision being supported.
2. Reconcile totals and distinguish actual, budget, forecast, and nonrecurring items.
3. Analyze revenue, gross margin, operating expenses, profitability, working capital, cash flow, runway, and relevant unit economics.
4. Compare periods and explain the drivers of material variances.
5. Build scenarios only from explicit assumptions; show sensitivities and break-even points.
6. Separate calculation, interpretation, risk, and recommendation.

Do not invent missing values, present estimates as audited facts, or offer personalized investment advice. Browse current filings/rates when the analysis depends on changing data.

Read detailed-guide.md for ratio formulas, analysis templates, scenario patterns, and presentation formats. Read financial-benchmarks.md only when a relevant benchmark comparison is requested.