x402-payments

name

x402-payments

description

Build applications using the x402 protocol — Coinbase's open standard for HTTP-native stablecoin payments using the HTTP 402 status code. Use this skill when: - Creating APIs that require USDC payments per request (seller/server side) - Building clients or AI agents that pay for x402-protected resources (buyer/client side) - Implementing MCP servers with paid tools for Claude Desktop - Adding payment middleware to Express, Hono, or Next.js applications - Working with Base (EVM) or Solana (SVM) payment flows - Building machine-to-machine or agent-to-agent payment systems - Integrating micropayments, pay-per-use billing, or paid API access Triggers: x402, HTTP 402, payment required, USDC payments, micropayments, pay-per-use API, agentic payments, stablecoin payments, paid API endpoint, paywall middleware

x402 Protocol Skill

Facts current as of July 2026 — verify pricing and model IDs against https://docs.claude.com, and protocol/package details against the x402 docs.

Protocol Overview

x402 embeds stablecoin payments into HTTP by using the 402 "Payment Required" status code. A server responds with payment requirements; the client signs a payment authorization, resubmits the request, and gets the resource after verification and settlement.

Payment flow:

1. Client sends HTTP request → Server returns 402 + PAYMENT-REQUIRED header (base64 JSON)
2. Client reads requirements, creates signed payment payload
3. Client resubmits request with PAYMENT-SIGNATURE header (base64 JSON)
4. Server verifies payment via facilitator POST /verify
5. Server performs work, settles via facilitator POST /settle
6. Server returns 200 + resource + PAYMENT-RESPONSE header (contains txHash)

Key concepts:

• Facilitators verify and settle payments without holding funds. Use https://x402.org/facilitator for testnet, CDP facilitator for mainnet.
• Schemes: exact (fixed price per request) is the production scheme. upto and deferred are proposed.
• Networks: Identified by CAIP-2 format — eip155:84532 (Base Sepolia), eip155:8453 (Base Mainnet), solana:EtWTRABZaYq6iMfeYKouRu166VU2xqa1 (Solana Devnet).
• EVM uses EIP-3009 gasless TransferWithAuthorization. Solana uses SPL token transfers.

Quick-Start: Protect an API Endpoint (Seller)

npm install @x402/express @x402/core @x402/evm

import express from "express";
import { paymentMiddleware } from "@x402/express";
import { x402ResourceServer, HTTPFacilitatorClient } from "@x402/core/server";
import { registerExactEvmScheme } from "@x402/evm/exact/server";

const app = express();
const payTo = process.env.PAY_TO!;

const facilitatorClient = new HTTPFacilitatorClient({
  url: "https://x402.org/facilitator",
});
const server = new x402ResourceServer(facilitatorClient);
registerExactEvmScheme(server);

app.use(
  paymentMiddleware(
    {
      "GET /weather": {
        accepts: [
          { scheme: "exact", price: "$0.001", network: "eip155:84532", payTo },
        ],
        description: "Get current weather data",
        mimeType: "application/json",
      },
    },
    server,
  ),
);

app.get("/weather", (req, res) => {
  res.json({ weather: "sunny", temperature: 70 });
});

app.listen(4021, () => console.log("Server on :4021"));

Quick-Start: Pay for x402 Resources (Buyer/Agent)

npm install @x402/fetch @x402/core @x402/evm viem

import { wrapFetchWithPayment } from "@x402/fetch";
import { x402Client, x402HTTPClient } from "@x402/core/client";
import { registerExactEvmScheme } from "@x402/evm/exact/client";
import { privateKeyToAccount } from "viem/accounts";

const signer = privateKeyToAccount(process.env.EVM_PRIVATE_KEY as `0x${string}`);
const client = new x402Client();
registerExactEvmScheme(client, { signer });

const fetchWithPayment = wrapFetchWithPayment(fetch, client);

const response = await fetchWithPayment("http://localhost:4021/weather");
const data = await response.json();
console.log(data);

// Read payment receipt
const httpClient = new x402HTTPClient(client);
const receipt = httpClient.getPaymentSettleResponse(
  (name) => response.headers.get(name),
);
console.log("Tx:", receipt?.txHash);

Decision Tree

Decision	Choice	Packages
Server: Express	paymentMiddleware from @x402/express	@x402/express @x402/core @x402/evm
Server: Next.js	paymentProxy from @x402/next	@x402/next @x402/core @x402/evm
Server: Hono	paymentMiddleware from @x402/hono	@x402/hono @x402/core @x402/evm
Client: fetch	wrapFetchWithPayment	@x402/fetch @x402/core @x402/evm viem
Client: axios	wrapAxiosWithPayment	@x402/axios @x402/core @x402/evm viem axios
Client: manual	x402Client + x402HTTPClient from @x402/core	@x402/core @x402/evm viem
Chain: EVM	registerExactEvmScheme	@x402/evm + viem
Chain: Solana	registerExactSvmScheme	@x402/svm + @solana/kit @scure/base
Chain: both	Register both schemes on same client/server	All chain deps
Env: testing	Facilitator https://x402.org/facilitator	Base Sepolia / Solana Devnet
Env: production	CDP facilitator + API keys	Base Mainnet / Solana Mainnet
Agent: MCP	MCP server with @x402/axios	See references/agentic-patterns.md
Agent: Anthropic	Tool-use with @x402/fetch	See references/agentic-patterns.md

Reference File Navigation

Task	Read this file
Headers, payloads, CAIP-2 IDs, facilitator API, V1→V2 changes	references/protocol-spec.md
Express / Hono / Next.js middleware, multi-route, dynamic pricing	references/server-patterns.md
Fetch / axios client, wallet setup, lifecycle hooks, error handling	references/client-patterns.md
AI agent payments, MCP server, tool discovery, budget controls	references/agentic-patterns.md
Testnet→mainnet migration, CDP keys, faucets, security, sessions	references/deployment.md

Critical Implementation Notes

1. Register schemes before wrapping fetch/axios — order matters.
2. Two equivalent registration APIs:
   • Function: registerExactEvmScheme(server) / registerExactEvmScheme(client, { signer })
   • Method: server.register("eip155:84532", new ExactEvmScheme())
3. V2 headers (current): PAYMENT-REQUIRED, PAYMENT-SIGNATURE, PAYMENT-RESPONSE. V1 headers (legacy): X-PAYMENT, X-PAYMENT-RESPONSE. SDK is backward-compatible.
4. Price format: "$0.001" (dollar string) — SDK converts to atomic units (6 decimals for USDC).
5. Python SDK uses V1 patterns only. Use TypeScript or Go for V2.
6. Node.js v24+ required for the TypeScript SDK.
7. Repo: https://github.com/coinbase/x402 — canonical examples in examples/typescript/.
8. Docs: https://docs.cdp.coinbase.com/x402/welcome and https://x402.gitbook.io/x402.