fluid-lending

name	fluid-lending
description	Use this skill when the user wants to borrow or create lending pools on FluidTokens. Triggers on: "FluidTokens", "borrow against NFT", "create lending pool", "borrow ADA", "borrow USDM", "collateral lending", "peer-to-pool lending". Supports ADA, FLDT, Snek, USDM, USDA, STRIKE, WMTX, HOSKY, wUSDC, wBTC, cAP3X.
version	1.0.0

FluidTokens Lending

Borrow tokens against collateral or create lending pools on FluidTokens.

Capabilities

• Borrow any supported token against collateral (server auto-selects best pools)
• Create custom lending pools with configurable terms
• Support for perpetual and fixed-term loans

Supported Tokens

ADA, FLDT, Snek, USDM, USDA, wUSDC, wBTC, STRIKE, WMTX, cAP3X, HOSKY

Scripts

Borrow

node scripts/borrow.js --address <bech32> --borrow-token ADA --borrow-amount 1000000000 --collateral-policy <policyId> --collateral-asset <assetHex> --collateral-amount 5000

Create Pool

node scripts/create-pool.js --address <bech32> --lend-token ADA --amount 500000000 --rate 4.65 --markets FLDT --period 168 --perpetual

Key Concepts

• Server auto-selects optimal pools for borrow requests
• Returns array of unsigned CBOR txs — sign in sequence (rootUtxoTx first, then borrowTx)
• Amounts in smallest units (lovelace for ADA)
• borrowToken param auto-maps to correct policy ID per network