fp-and-a

name	fp-and-a
description	Financial Planning & Analysis for budgeting, forecasting, variance analysis, and financial planning. Use when: annual planning, quarterly forecasting, variance analysis, budget vs actual. Works with: Any SKILL.md agent.
version	1.0.0
author	Business Brain
license	MIT
tags	["finance","planning","budgeting","forecasting"]
agents	["universal"]

FP&A Skill

Financial planning and analysis for budgets, forecasts, and variance analysis.

Forecasting Methods

Run Rate

Forecast = Current Period Revenue × (12 / Months Elapsed)

Straight Line

Forecast = Last Month × Growth Rate

Weighted Pipeline

Forecast = (Commit × 100%) + (Best × 75%) + (Pipeline × 25%)

Budget vs Actual

Category	Budget	Actual	Variance	%
Revenue	$100K	$110K	+$10K	+10%
COGS	$30K	$32K	+$2K	+7%
Gross Margin	$70K	$78K	+$8K	+11%

Monthly Close Checklist

• Revenue recognized
• Expenses accrued
• Bank reconciliation
• Variance explained
• Forecast updated

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Compatible

All agents ✅