{"openclaw":{"requires":{"bins":"[Truncated]","env":"[Truncated]"},"optional_env":{"QUICKBOOKS_IMPORT_DIR":"Directory for QuickBooks-compatible export files","XERO_API_KEY":"Xero API key for direct transaction push (alternative to file export)"},"notes":"Core bank statement parsing is file-based — no bank API or credentials needed. Users export CSV/Excel from their bank portal. Optional QuickBooks/Xero export formats generate accounting-software-compatible files. Direct Xero API push is available if XERO_API_KEY is configured."}}
Greek Banking Integration
This skill provides comprehensive integration with the Greek banking system through practical file processing of bank statements, transaction data, and payment confirmations from all major Greek financial institutions.
No bank API credentials required. This skill parses bank statement files (CSV/Excel) that you export manually from your bank's web portal and place in the imports directory. Supported banks: Alpha Bank, National Bank of Greece, Eurobank, Piraeus Bank.
Core Philosophy
Real Greek Bank Focus: Built for actual Greek bank statement formats and business practices
File-Based Processing: Process exported bank data files, not complex banking APIs
OpenClaw Native: Designed specifically for OpenClaw's file processing strengths
Production Testing Ready: Suitable for VM testing and real Greek company deployment
All Major Banks: Alpha Bank, National Bank, Eurobank, Piraeus, and regional banks
Banking_File_Structure:bank_imports:-/data/banking/imports/alpha/# Alpha Bank statement imports-/data/banking/imports/nbg/# National Bank imports -/data/banking/imports/eurobank/# Eurobank imports-/data/banking/imports/piraeus/# Piraeus Bank imports-/data/banking/imports/other/# Other Greek banksprocessing_workspace:-/data/banking/processing/raw/# Imported files before processing-/data/banking/processing/validated/# Format validation completed-/data/banking/processing/categorized/# Transaction categorization done-/data/banking/processing/reconciled/# Reconciliation completedoutput_delivery:-/data/banking/reconciliation/# Bank reconciliation reports-/data/exports/accounting-software/# Ready for accounting software export-/data/reports/client/# Client-facing bank summaries
Real_World_Integration:bank_export_procedures:alpha_bank:login:"Alpha Web Banking or Business Banking"navigation:"Accounts †’ Statement †’ Export"formats_available: ["Excel", "CSV", "PDF"]
export_period:"Custom date range (max 12 months)"nbg:login:"NBG i-bank"navigation:"Account Info †’ Account Statement †’ Download"formats_available: ["Excel", "CSV", "PDF", "QIF"]
special_note:"Business accounts have additional export options"eurobank:login:"e-banking Portal"navigation:"Accounts †’ Movement History †’ Export Data"formats_available: ["Excel", "CSV", "PDF", "OFX"]
automation_note:"Some business accounts allow scheduled exports"piraeus:login:"winbank"navigation:"Account †’ History †’ Export Statement"formats_available: ["Excel", "CSV", "PDF"]
bulk_download:"Available for business accounts"
OpenClaw Bank File Monitoring
# Monitor for new bank files
openclaw banking monitor-imports --watch-directories --auto-process
openclaw banking schedule-imports --daily-check --business-hours-only
# Handle various file formats automatically
openclaw banking auto-detect --all-greek-banks --handle-encoding-issues
openclaw banking batch-process --parallel-processing --error-recovery
# Integration testing commands (for your VM testing)
openclaw banking test-formats --sample-statements --all-greek-banks
openclaw banking validate-parsing --check-accuracy --greek-date-formats
openclaw banking simulate-processing --test-reconciliation --dry-run
Advanced Reconciliation Features
Intelligent Transaction Matching
Matching_Algorithms:invoice_matching:exact_amount_match:"Priority 1: Exact euro amount matching"reference_number_match:"Priority 2: Invoice number in description"client_name_match:"Priority 3: Client name fuzzy matching"date_proximity_match:"Priority 4: Within payment terms window"payment_confirmation:confidence_scoring:-perfect_match:"100% - Amount + Reference + Date"-high_confidence:"90-99% - Amount + (Reference OR Client)"-medium_confidence:"70-89% - Amount + Date proximity"-low_confidence:"50-69% - Amount match only"-manual_review:"<50% - Requires human verification"duplicate_detection:same_day_same_amount:"Flag for review"reference_number_duplicate:"Error - same reference used twice"client_overpayment:"Detect overpayments for refund processing"
Greek VAT Transaction Analysis
VAT_Analysis_Features:vat_rate_detection:standard_24_percent:transaction_patterns:"Most goods and services"calculation_check:"Amount * 1.24 or Amount / 1.24"reduced_13_percent:transaction_patterns:"Hotels, restaurants, transport"keywords: ["ΕΣΤΙΑΤθΡΙθ", "ξΕΝθΔθΧΕΙθ", "ΤΑξΙ", "RESTAURANT", "HOTEL"]
super_reduced_6_percent:transaction_patterns:"Books, newspapers, medicines"keywords: ["ΒΙΒºΙΑ", "ΕΦΗΜΕΡΙΔΑ", "ΦΑΡΜΑΡΕΙθ", "BOOKS", "PHARMACY"]
vat_recovery_calculation:input_vat_tracking:"Track recoverable VAT from suppliers"vat_return_preparation:"Calculate net VAT position"quarterly_vat_analysis:"Prepare quarterly VAT return data"
Accounting_Software_Export:csv_export:# Default — always availablechart_of_accounts:"Map to Greek ELSYN standards"vat_codes:"Include Greek VAT rate codes in export"currency:"EUR primary, handle foreign currency"json_export:# Default — always availablequickbooks_export:# Optional: QuickBooks-compatible CSV with Greek VAT code mappingaccount_mapping:"Custom Greek chart of accounts setup"bank_feeds:"Direct bank feed integration where possible"vat_reporting:"Greek VAT return format"xero_export:# Optional: Xero API-compatible JSON formatreconciliation_export:nominal_codes:"Greek accounting nominal code structure"multi_currency:"Handle EUR and foreign transactions"reporting:"Greek statutory reporting formats"
Production Testing & Validation
Greek Bank Testing Procedures
# Testing commands for VM and Greek company deployment
openclaw banking test-greek-banks --validate-all-formats --sample-data
openclaw banking accuracy-test --known-transactions --measure-precision
openclaw banking performance-test --large-statements --processing-speed
# Validation for real Greek bank data
openclaw banking validate-greek-format --check-encoding --verify-amounts
openclaw banking audit-trail --transaction-tracking --modification-log
openclaw banking reconciliation-test --against-manual-reconciliation
Error Handling & Recovery for Greek Banks
Error_Recovery_Procedures:format_recognition_failure:action:"Try alternative parsers for the same bank"fallback:"Manual format specification with guided setup"greek_encoding_issues:detection:"Check for Windows-1253, ISO-8859-7, UTF-8"correction:"Auto-convert to UTF-8 with character mapping"amount_parsing_errors:greek_format:"Handle 1.234,56 format and currency symbols"validation:"Cross-check totals against statement summary"date_format_confusion:greek_standard:"dd/MM/yyyy format"validation:"Check against known Greek banking date patterns"
✅ Support for all major Greek bank statement formats
✅ <5 minute processing time for monthly statements
✅ 90%+ automatic invoice-to-payment matching
✅ Complete VAT analysis with Greek rates (24%, 13%, 6%)
✅ Seamless integration with Greek accounting software
✅ Robust handling of Greek language and character encoding
✅ Production-ready error handling and recovery procedures
Remember: This skill is designed specifically for testing with real Greek banks and Greek company data, using OpenClaw's file processing capabilities to handle the complexity of Greek banking formats and business requirements.
