spending-review

name	spending-review
description	Performs a comprehensive review of spending for a given period. Summarizes by category, compares to budgets, highlights anomalies, and provides actionable recommendations. Trigger when user says "review my spending", "how did I do this month", "spending report", or "where is my money going".

Spending Review

Workflow

1. Determine time period: Default to current month; accept offset (e.g., "last month") or custom date range
2. Get category breakdown: Use spending_summary to get spending totals by category for the period
3. Check budgets: Use budget_check to compare actual spending against budgets (if set)
4. Detect anomalies: Use anomaly_detect to find unusual spending patterns or outliers
5. Present findings:
   • Category breakdown table with amounts and percentage of total
   • Top merchants by spend
   • Anomalies and unusual transactions
   • Trends vs previous period (month-over-month or period-over-period)
6. Provide recommendations: Actionable suggestions including areas to cut back, budget adjustments, and spending patterns to watch