bank-account-resolution

name	bank-account-resolution
title	Corporate Bank Account Resolution
description	Drafts U.S. corporate board resolutions authorizing bank account opening, signatory designation, transaction limits, and related banking documents with ratification, supersession, and secretary certification language. Use when preparing board resolutions, written consents, bank account opening packets, signatory authority letters, or banking authorization documents. Trigger keywords: bank account resolution, banking resolution, board consent, signatory authority, account opening, ACH, wire, signature card.
author	CaseMark
author_url	https://github.com/CaseMark/skills/tree/main/skills/legal/bank-account-resolution
license	Apache-2.0
version	0.1.0
execution_mode	open
jurisdiction	us
practice	corporate
language	en

Corporate Bank Account Resolution

Drafts board-level resolutions authorizing corporate banking relationships, signatory authority, and transaction limits in a format acceptable to financial institutions.

Quick Start

Gather before drafting:

1. Corporate legal name and state of incorporation (from charter)
2. Bylaws provisions on board action, quorum, notice, written consent
3. Board action format: meeting (regular/special) or written consent, with approval threshold
4. Current officers/directors with titles and appointment dates
5. Bank name(s), account types, and any bank-specific form requirements
6. Signatories, signature requirements (single/joint), and dollar thresholds
7. Authority scope: deposits, withdrawals, ACH, wires, online banking, loans/credit, collateral
8. Prior banking resolutions to ratify or supersede

Resolution Sections

Draft sections in this order, tailored to governance rules and bank requirements:

Section	Content
Header	Corporate name, state, date, action method (meeting or written consent)
Authority Recitals	Bylaws/charter authority; quorum/notice or consent threshold; business need
Account Authorization	Bank name(s), permitted account types; open/maintain/close/modify authority
Signatory Authority	Authorized persons by name and/or title; single vs joint; threshold rules
Transaction Authority	Checks, ACH, wires, online banking scope; limits and approval steps
Borrowing Authority	Loan/credit limits, collateral, approval constraints (if applicable)
Bank Forms	Authority to execute bank-required documents and signature cards
Ratification	Validate prior actions taken in good faith
Supersession	Replace prior conflicting banking resolutions
Effectiveness	Effective date; duration until amended/revoked
Officer Changes	Authority termination on separation; bank notification obligation
Certification	Secretary certification of adoption and current validity
Signatures	Secretary signature block; optional corporate seal

Authority Matrix