| name | snda |
| title | SNDA |
| description | Drafts a Subordination, Non-Disturbance, and Attornment Agreement (SNDA) for commercial real estate. Extracts key terms from lease and loan documents, structures tri-party protections balancing landlord, tenant, and lender interests. Trigger when new financing or refinancing requires subordinating tenant leases to lender liens, drafting non-disturbance protections, or preparing tri-party SNDA agreements. |
| author | CaseMark |
| author_url | https://github.com/CaseMark/skills/tree/main/skills/legal/snda |
| license | Apache-2.0 |
| version | 0.1.0 |
| execution_mode | open |
| jurisdiction | us |
| practice | real-estate |
| language | en |
| tags | ["agreement","drafting","transactional"] |
SNDA
Drafts a tri-party SNDA subordinating a tenant's lease to a lender's mortgage lien while securing non-disturbance protections and attornment obligations.
Prerequisites
Collect before drafting:
- Lease — executed lease with all amendments (names, premises, term, rent, renewal options, existing subordination language)
- Loan documents — note, mortgage/deed of trust, loan agreement (lender name, principal, rate, legal description, recording info)
- Chronology — whether lease predates or postdates mortgage recording
- Authority — signatory authority confirmation for all three parties
Quick Start
- Extract and cross-verify key terms from lease and loan documents
- Flag discrepancies between documents before drafting
- Draft SNDA sections in order below
- Confirm subordination conditionality with user
- Present security deposit and TI allowance options for negotiation
- Verify state-specific notarial and recording requirements
Workflow
1. Document Review & Extraction
Cross-verify across all documents:
| Element | Source | Verify |
|---|
| Party legal names & addresses | Lease + Loan docs | Exact match |
| Property legal description | Lease + Mortgage | Consistent |
| Leased premises (suite, SF, APN) | Lease | Within mortgaged property |
| Lease dates & renewal options | Lease | Current and complete |
| Rent amounts & schedule | Lease | Current period confirmed |
| Loan amount, rate, terms | Note/Loan agreement | Match mortgage |
| Mortgage recording info | Mortgage | Book/page, date, county correct |
| Security deposit; TI/free rent status | Lease | Actual amounts, performed or remaining |
Flag discrepancies before proceeding.
2. Recitals
Establish:
- Party legal names, entity types, addresses
- Property address + full legal description (APN, county, state)
- Lease ID: date, parties, premises, term, recorded memorandum if any
