| name | finra-4512-customer-info |
| title | FINRA Rule 4512 — Customer Account Information |
| description | Drafts a FINRA Rule 4512 customer account information checklist for broker-dealers covering identification, trusted contact, affiliations, suitability profile, and account elections. Trigger when the user mentions FINRA 4512, customer account information, KYC/CIP onboarding, trusted contact person, Rule 2111 suitability, Rule 3210, or broker-dealer new account setup. |
| author | CaseMark |
| author_url | https://github.com/CaseMark/skills/tree/main/skills/legal/finra-4512-customer-info |
| license | Apache-2.0 |
| version | 0.1.0 |
| execution_mode | open |
| jurisdiction | us |
| practice | securities |
| language | en |
| tags | ["checklist","drafting","regulatory"] |
FINRA Rule 4512 — Customer Account Information
Generates a Rule 4512-compliant account information packet for supervisory review and exam readiness.
Quick Start
Gather before drafting:
- Firm WSPs and approved onboarding/KYC forms
- Government ID(s) and tax forms (W-9/W-8) for all holders
- Entity docs if applicable (trust agreement, LLC/corp docs, POA, UTMA/UGMA)
- Investment profile inputs (objectives, risk tolerance, horizon, financials, experience)
- Disclosure/consent forms (E-SIGN, margin, options ODD, securities lending, privacy)
Core Workflow
Complete each section. Record "Declined" with date for non-mandatory declinations. Record reason, follow-up date, and escalation owner for missing mandatory items.
A. Header
| Field | Req | Notes |
|---|
| Customer name(s) | Yes | Legal name per ID/tax form |
| Account number | Yes | "TBD" if pending |
| Account type | Yes | Individual, joint, IRA, trust, entity, custodial |
| Date opened | Yes | Actual or "Pending" |
| Representative | Yes | Name + CRD/rep ID |
B. Customer Identification (4512 + CIP)
| Field | Req | Notes |
|---|
| Legal name | Yes | Must match government ID |
| Physical address | Yes | No PO box for primary |
| Date of birth | Yes | Individuals only [VERIFY] |
| Tax ID (SSN/EIN/TIN) | Yes | Record type; last 4 per policy |
| Citizenship/residence | CIP | [VERIFY] |
| Authorized persons | Entities | Signers and controllers [VERIFY] |
| Beneficial owners | Entities | CDD rule [VERIFY] |
C. Trusted Contact (4512(a)(1)(E))
