total-fees-calculation

name	Total_Fees_Calculation
description	Use this skill to calculate total payment processing fees for a merchant over a specified time period (e.g., a specific day, month, or year) in the dabstep dataset. Apply when asked: "What are the total fees that [merchant] paid in [period]?", "What is the total fees for [merchant] on [day]?", or any question requiring summing per-transaction fees using the fees.json rule engine.

Total Fees Calculation — Dabstep Dataset

Problem Type

Calculate the total fees (in euros) a merchant owes for all their transactions in a given time window, by matching each transaction to the correct fee rule and summing fee = fixed_amount + rate * eur_amount / 10000.

Data Files

File	Purpose
payments.csv	All transactions: merchant, year, day_of_year, card_scheme, is_credit, aci, issuing_country, acquirer_country, eur_amount, is_refused_by_adyen, has_fraudulent_dispute
fees.json	1000 fee rules with matching criteria and fixed_amount + rate
merchant_data.json	Merchant properties: account_type, capture_delay, merchant_category_code
manual.md	Domain definitions (read first for context)

Step-by-Step Solution

Step 1: Filter Transactions

Filter payments.csv for the target merchant and time period. Exclude refused transactions (is_refused_by_adyen == True):

import pandas as pd, json, datetime, calendar

payments = pd.read_csv('payments.csv')
merchant_txns = payments[
    (payments['merchant'] == merchant_name) &
    (payments['year'] == year) &
    (payments['day_of_year'] >= start_day) &
    (payments['day_of_year'] <= end_day) &
    (payments['is_refused_by_adyen'] == False)
].copy()

Time period → day_of_year mapping:

• Specific day N of year Y: day_of_year == N
• A calendar month (e.g., April 2023): compute start/end using calendar.monthrange

# Month to day_of_year range
def month_to_doy_range(year, month):
    start = sum(calendar.monthrange(year, m)[1] for m in range(1, month)) + 1
    end = start + calendar.monthrange(year, month)[1] - 1
    return start, end

Step 2: Get Merchant Properties

with open('merchant_data.json') as f:
    merchants = {m['merchant']: m for m in json.load(f)}

m = merchants[merchant_name]
account_type = m['account_type']          # e.g. 'R', 'D', 'F', 'H', 'S'
mcc = m['merchant_category_code']         # e.g. 5942
raw_capture_delay = m['capture_delay']    # e.g. '1', '7', 'manual', 'immediate'

Map numeric capture_delay to fee rule category:

def map_capture_delay(delay):
    if delay in ('immediate', 'manual'):
        return delay
    d = int(delay)
    if d < 3:   return '<3'
    elif d <= 5: return '3-5'
    else:        return '>5'

capture_delay_mapped = map_capture_delay(raw_capture_delay)

Step 3: Compute Monthly Statistics (Per Transaction Month)

The fee rule may filter on monthly_fraud_level and monthly_volume, computed over the full calendar month of each transaction.

def get_month_for_doy(year, doy):
    return (datetime.date(year, 1, 1) + datetime.timedelta(days=doy - 1)).month

def compute_monthly_stats(merchant_name, year, month, payments_df):
    """All transactions (including refused) for the merchant in that month."""
    monthly = payments_df[
        (payments_df['merchant'] == merchant_name) &
        (payments_df['year'] == year)
    ].copy()
    monthly['month'] = monthly['day_of_year'].apply(lambda d: get_month_for_doy(year, d))
    data = monthly[monthly['month'] == month]
    total_vol = data['eur_amount'].sum()
    fraud_vol = data[data['has_fraudulent_dispute'] == True]['eur_amount'].sum()
    fraud_rate = fraud_vol / total_vol if total_vol > 0 else 0
    return total_vol, fraud_rate

def categorize_volume(vol):
    if vol < 100_000:   return '<100k'
    elif vol < 1_000_000: return '100k-1m'
    elif vol < 5_000_000: return '1m-5m'
    else:                 return '>5m'

 ():
    pct = rate * 
     pct < :    
     pct < :  
     pct < :  
    :            

Cache monthly stats since many transactions share the same month:

monthly_cache = {}
def get_stats(merchant, year, month):
    key = (merchant, year, month)
    if key not in monthly_cache:
        monthly_cache[key] = compute_monthly_stats(merchant, year, month, payments)
    return monthly_cache[key]

Step 4: Fee Rule Matching

For each transaction, find all matching rules from fees.json. Fields follow "empty/null = applies to all":

fees.json field	Match logic
card_scheme	Must equal transaction's card_scheme (exact)
account_type	[] → all; else merchant's account_type must be in the list
capture_delay	null → all; else must equal capture_delay_mapped
monthly_fraud_level	null → all; else must equal categorized fraud level
monthly_volume	null → all; else must equal categorized volume
merchant_category_code	[] → all; else merchant's mcc must be in the list
is_credit	null → all; else must equal transaction's is_credit
aci	[] → all; else transaction's aci must be in the list
intracountry	null → all; 0.0 → False (international); 1.0 → True (domestic)

Intracountry = issuing_country == acquirer_country from payments.csv.

with open('fees.json') as f:
    fees = json.load(f)

def find_matching_rules(row, account_type, capture_delay_mapped, mcc, mv_cat, mf_cat):
    intracountry = row['issuing_country'] == row['acquirer_country']
    matches = []
    for rule in fees:
        if rule['card_scheme'] != row['card_scheme']:
            continue
        if rule['account_type'] and account_type not in rule['account_type']:
            continue
        if rule['capture_delay'] is not None and rule['capture_delay'] != capture_delay_mapped:
            continue
        if rule['monthly_fraud_level'] is not None and rule['monthly_fraud_level'] != mf_cat:
            continue
        if rule['monthly_volume'] is not None and rule['monthly_volume'] != mv_cat:
            continue
        if rule['merchant_category_code'] and mcc   rule[]:
            
         rule[]     rule[] != row[]:
            
         rule[]  row[]   rule[]:
            
         rule[]   :
             rule[] != (  intracountry  ):
                
        matches.append(rule)
     matches

Step 5: Calculate and Sum Fees

total_fees = 0.0
for _, row in merchant_txns.iterrows():
    month = get_month_for_doy(int(row['year']), int(row['day_of_year']))
    vol, fraud_rate = get_stats(merchant_name, int(row['year']), month)
    mv_cat = categorize_volume(vol)
    mf_cat = categorize_fraud(fraud_rate)
    
    rules = find_matching_rules(row, account_type, capture_delay_mapped, mcc, mv_cat, mf_cat)
    
    if rules:
        rule = rules[0]  # Use first matching rule (lowest ID)
        total_fees += rule['fixed_amount'] + rule['rate'] * row['eur_amount'] / 10000

print(round(total_fees, 2))

When no rule matches: the transaction contributes 0 to the total (this is common when the merchant's MCC doesn't appear in any rule with the right combination of conditions).

When multiple rules match: use rules[0] — the first rule in fees.json order (lowest ID).

Common Pitfalls

• Do not exclude refused transactions from monthly stats — use all transactions when computing monthly volume and fraud rate, but only non-refused transactions for fee calculation.
• capture_delay "1" → '<3', "7" → '>5'** — always map numeric values to the correct category.
• intracountry uses acquirer_country from payments.csv, not from merchant_data.json.
• Empty list [] in fees.json means "all" — same semantic as null for list-type fields.
• Fraud rate = total fraudulent EUR amount / total EUR amount (not transaction count).
• Round final answer to 2 decimal places.