skills

Answer "who owes us money, and since when?" using Well's MCP financial graph — every outstanding customer invoice bucketed into standard aging bands (current, 1-30, 31-60, 61-90, 90+ days overdue), backed by real invoice data rather than guesswork. Use when the user asks "who owes us money", "accounts receivable aging", "AR aging", "outstanding receivables", "which customers haven't paid", "who's late paying us", or "overdue invoices owed to us". Requires a connected Well workspace with invoicing data and a resolvable `own_company`; if either is missing, this skill walks the user through connecting one or confirming their company first.

Show what bills are coming due and when, as a date-ordered cash-planning view of accounts payable with a running cumulative total, using Well's MCP financial graph. Use when the user asks "what bills are due", "upcoming payments", "what do we owe this week/month", "AP due dates", "what's our cash outflow looking like", "when are our bills due", or "payment calendar". Requires a connected Well workspace with invoicing/bills data; if none is connected, this skill walks the user through connecting one first.

Show how a company's cash balance has changed over time — a historical trend built from Well's MCP financial graph's real balance snapshots, never a forecast. Use when the user asks "cash balance trend", "chart our cash over time", "is our cash going up or down", "cash trajectory", "how has our cash changed", or "cash history". Requires a connected Well workspace with bank data covering more than one historical balance period; if none is connected or history is too thin, this skill walks the user through connecting one or says plainly there's not enough history yet.

Answer "how much cash do we have right now?" using Well's MCP financial graph — a fast, point-in-time snapshot of current bank/cash balances across all connected accounts, per currency, backed by real synced balances rather than guesswork. Use when the user asks "what's our cash position", "how much cash do we have right now", "current bank balance", "how much money is in the bank", or "what's our total cash on hand today". Requires a connected Well workspace with a banking connector; if none is connected, this skill walks the user through connecting one first.

Compose everything Well knows about one named company — customer or vendor — into a single 360 view using Well's MCP financial graph: profile info, contact channels, and the invoice relationship (as issuer, receiver, or both). Use when the user asks "build a customer 360 view", "customer 360", "give me a 360 view of X", "everything about [company name]", "vendor across every rail", "who is this company", "show me our history with X", or "tell me about our relationship with [vendor/customer]". Requires a connected Well workspace with at least one connector that has synced company/invoice data; if none is connected or the company can't be found, this skill says so instead of guessing.

Draft and create a real invoice record in Well from a conversational description — e.g. "invoice Acme Corp $2,500 for consulting work, due in 30 days." Use when the user asks to "draft an invoice", "create an invoice for [client]", "bill this client for Y", "send an invoice to [company] for [amount]", or "invoice [client] $[amount] for [description]". This is a WRITE skill — it composes the invoice from user-supplied fields (never inventing an amount, tax id, date, or line item) and always shows the full draft for explicit confirmation before creating it. Requires a connected Well workspace; if none, this skill walks the user through connecting one first. It creates the invoice record only — it does not email or send it to the client.

Break down where a company's money goes using Well's MCP financial graph — top expense categories and the largest outstanding accounts payable, backed by ledger and invoice data rather than guesswork. Use when the user asks "where does my money go", "what are we spending on", "biggest expenses", "top vendors I owe", "expense category breakdown", or "outstanding bills". Requires a connected Well workspace with at least one banking or accounting connector; if none is connected, this skill walks the user through connecting one first.

Measure how exposed a company is to foreign-currency risk using Well's MCP financial graph — outstanding invoice balances and cash balances summed by non-home currency and converted to the workspace's home/reporting currency at real exchange rates. Use when the user asks "measure our FX exposure", "FX exposure", "currency risk", "how much of our cash/receivables is in foreign currency", "what's our exposure to EUR/USD/GBP", or "currency breakdown of our cash and invoices". Requires a connected Well workspace with invoicing and/or banking data plus a resolvable home currency; if either is missing, this skill walks the user through connecting one or confirming the home currency first.

Find invoices (and optionally transactions) with no source document attached — a compliance/expense-hygiene check backed by Well's MCP financial graph. Use when the user asks "which expenses are missing receipts", "find missing receipts", "compliance check on receipts", "which invoices have no document attached", "do we have documentation for all our expenses", or "missing documentation". This is a find-only check: it surfaces the gap but cannot fetch a missing receipt from a vendor portal or inbox. Requires a connected Well workspace with invoicing data; if none is connected, this skill walks the user through connecting one first.

Find the reconciliation counterpart for a specific invoice, payment, or transaction ("what payment settled this invoice", "what invoice does this payment belong to"), or list every transaction/invoice with no reconciliation match at all — a compliance/reconciliation gap — using Well's MCP financial graph. Use when the user asks "what happened with this payment", "find the invoice for this transaction", "why is this payment unmatched", "show me unreconciled payments", "find the details behind this invoice/payment", "which payments have no invoice", or "catch payments with no invoice". Requires a connected Well workspace with invoicing and banking/accounting data; if none is connected, this skill walks the user through connecting one first.

Rank customers by total realized revenue paid to date — sum of paid invoices per customer — using Well's MCP financial graph, backed by real invoice data rather than guesswork. Use when the user asks "rank our clients by lifetime value", "who are our best customers", "rank clients by revenue", "biggest customers", "customer lifetime value", or "which customers have paid us the most". This is a realized-revenue ranking (paid invoices to date), not a predictive churn/retention-based LTV model. Requires a connected Well workspace with invoicing data and a resolvable `own_company`; if either is missing, this skill walks the user through connecting one or confirming their company first.

Calculate a company's true cash runway — months and days of operating cash left — from Well's MCP financial graph (real cash balances vs. trailing burn rate), showing exactly what went into the number. Use when the user asks "what's my runway", "how much runway do we have", "when do we run out of cash", "what's our burn rate", or "how many months of cash are left". Requires a connected Well workspace with bank or accounting data; if insufficient, this skill guides the user to connect one first.