stripe-connect
Guides Stripe Connect for marketplaces/platforms -- connected accounts, payouts to sellers, application fees, and onboarding. Use when the user mentions "Connect", "marketplace payments", "pay out to sellers/creators", "connected accounts", "application fee", or "split payments".
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- 2026년 7월 19일 10:10
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- stripe-connect
- description
- Guides Stripe Connect for marketplaces/platforms -- connected accounts, payouts to sellers, application fees, and onboarding. Use when the user mentions "Connect", "marketplace payments", "pay out to sellers/creators", "connected accounts", "application fee", or "split payments".
- metadata
- {"version":"1.0.0"}
# Stripe Connect
## Stripe MCP Setup
Requires **Stripe MCP** (https://docs.stripe.com/mcp). `GetMcpTools` before `CallMcpTool`. Paginate all lists (`limit: 100`, `starting_after` while `has_more`). Amounts in **cents**. Read-only for audits; confirm before writes.
## Account types
| Type | Control | Onboarding |
|------|---------|-----------|
| Express | Stripe-hosted onboarding + dashboard | Fastest |
| Standard | Seller's own Stripe account | Least liability |
| Custom | Full white-label | Most work/liability |
## Money flow
```
Customer pays -> platform charge -> application_fee_amount kept -> transfer/payout to connected account
```
Key params: `on_behalf_of`, `transfer_data.destination`, `application_fee_amount`.
## Workflow
1. `stripe_api_read` v2 accounts list / `GetAccounts` -- review connected accounts
2. Check charge type: direct / destination / separate charges & transfers
3. Verify onboarding completion (`requirements` on account)
## Output Template
```
Connect Overview
Account type: [Express/Standard/Custom]
Connected accounts: [n] ([active/pending])
Charge model: [destination/direct]
Application fee: [%/flat]
Onboarding gaps: [accounts with requirements due]
```
Use `search_stripe_documentation` for charge-type tradeoffs and liability.
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