Receive and verify Bridge API webhooks (bridgeapi.io — the open-banking aggregator by Bridge/Bankin', NOT bridge.xyz). Use when setting up Bridge API webhook handlers, debugging BridgeApi-Signature HMAC-SHA256 verification, or handling events like item.created, item.refreshed, item.account.updated, payment.transaction.created, or user.deleted.
Receive and verify Bridge API webhooks (bridgeapi.io — the open-banking aggregator by Bridge/Bankin', NOT bridge.xyz). Use when setting up Bridge API webhook handlers, debugging BridgeApi-Signature HMAC-SHA256 verification, or handling events like item.created, item.refreshed, item.account.updated, payment.transaction.created, or user.deleted.
Which Bridge? This skill is for Bridge API (bridgeapi.io), the
open-banking / account-aggregation platform by Bridge (formerly Bankin').
It is notbridge.xyz
(the stablecoin/crypto payments company). See
bridge-xyz-webhooks
for that one.
When to Use This Skill
How do I receive Bridge API webhooks?
How do I verify the BridgeApi-Signature header?
Why is my Bridge API webhook signature verification failing?
How do I handle item.refreshed, item.account.updated, or payment.transaction.created events?
How do I support Bridge's signing-secret rotation (two active secrets)?
Verification (core)
Bridge signs the raw request body with HMAC-SHA256, keyed on the webhook's
signing secret, and sends the digest in the BridgeApi-Signature header as one
or more scheme-prefixed, comma-separated values — hex, uppercase:
Only the v1 scheme is valid — ignore any other scheme to avoid downgrade
attacks. Multiple v1 values can appear during a secret rotation (the old
secret stays valid for 24h, up to 2 active signatures), so accept the webhook if
anyv1 value matches. Compare timing-safe over the raw body.
Node:
const crypto = require('crypto');
functionverifyBridgeWebhook(rawBody, signatureHeader, secret) {
if (!signatureHeader) returnfalse;
const expected = crypto.createHmac('sha256', secret).update(rawBody).digest('hex');
// Keep only v1= signatures (ignore other schemes → no downgrade), strip the prefixconst signatures = signatureHeader.split(',')
.map((s) => s.trim())
.filter((s) => s.startsWith('v1='))
.map((s) => s.slice(3));
if (signatures.length === 0) returnfalse;
// hex decode is case-insensitive, so Bridge's UPPERCASE hex compares cleanlyreturn signatures.some((sig) => {
try {
return crypto.timingSafeEqual(Buffer.from(sig, 'hex'), Buffer.from(expected, 'hex'));
} catch {
returnfalse; // malformed / length mismatch
}
});
}
Python:
import hmac, hashlib
defverify_bridge_webhook(raw_body: bytes, signature_header: str, secret: str) -> bool:
ifnot signature_header:
returnFalse
expected = hmac.new(secret.encode(), raw_body, hashlib.sha256).hexdigest()
signatures = [s.strip()[3:] for s in signature_header.split(",") if s.strip().startswith("v1=")]
# hex compare is case-insensitive → lowercase both sides before compare_digestreturnany(hmac.compare_digest(sig.lower(), expected.lower()) for sig in signatures)
For complete handlers with route wiring, event dispatch, and tests, see:
content fields vary by event. Expect webhooks for already-deleted users or
items — handle them defensively (a lookup miss is normal, not an error).
Important Headers
Header
Description
BridgeApi-Signature
HMAC-SHA256 signatures, v1=<UPPERCASE_HEX> (comma-separated for rotation)
Environment Variables
BRIDGE_WEBHOOK_SECRET=your_webhook_signing_secret # Shown once when the webhook is created/rotated
Source IPs
Bridge delivers from fixed IPs — optionally allowlist them (read the client IP
from X-Forwarded-For if you sit behind a proxy/load balancer):
63.32.31.5
52.215.247.62
34.249.92.209
Keep your response body under 10 KB and reply with 200 as quickly as
possible. Non-200 or slow responses are retried with exponential backoff for 1–2 days.
We recommend installing the webhook-handler-patterns skill alongside this one for handler sequence, idempotency, error handling, and retry logic. Key references (open on GitHub):
Handler sequence — Verify first, parse second, handle idempotently third
hookdeck-event-gateway - Webhook infrastructure that replaces your queue — guaranteed delivery, automatic retries, replay, rate limiting, and observability for your webhook handlers
